Help & FAQs

Find the answers you need to the questions you have – anytime.
When you have questions about your South Carolina Federal Credit Union accounts or our products and services, start here. We compiled the questions we receive most frequently from members so you can quickly find valuable information. If you need more assistance, please contact us. We are always happy to help.

Business Services

We offer certificates, available on business accounts:

  • Regular certificates are opened with a minimum of $500.

  • Jumbo certificates are opened with a minimum of $50,000.

  • Terms range from 3 months to 60 months.

  • Rates are subject to change at any time and vary based on your balance and term.

To open a certificate now, visit a local financial center or contact us.

What we offer:

  • Points are earned on signature-based transactions only.

  • MasterCard® Business Debit Card holders will earn 1 point for every $5 dollars on all signature-based transactions.

  • Points can be redeemed at

  • Points are redeemable for up to 5 years from the date of purchase.

  • Each debit card on the business account will receive points for signature-based transactions.

What to expect:

  • You will need your 16-digit business debit card number.

  • Initial log in- you will be registering the card (the last 4 of the EIN/TIN will be required).

  • You will be asked to create a User ID and new password.

  • If you have already earned points, you will see your totals.

  • uChoose Rewards will keep track of your points for you.

  • Points are posted between the 15th and the 25th of the following month.

To receive your card today, visit a local financial center or contact us to request a card by mail.

We have partnered with Clover® Business Solutions to give our member’s the ability to accept debit and credit cards as forms of payment. Funds are deposited directly into the business checking account within 72 hours of the transaction. All major cards are accepted.
How to get started:

  • Contact us 

  • A Clover® representative will contact you regarding your application and answer any additional questions you may have.

We offer Mastercard® Business Debit Cards are valid anywhere Mastercard® is accepted.

  • Up to 10 cards on one account.

  • Access to your funds at any ATM location.

  • Earn uChoose Rewards points.

  • Maximum of 20 transactions per day.

  • Unlimited dollar amount.

  • Maximum $500 ATM withdrawal within 24 hours.

What you will need:
• A business checking account.
To receive your card today, visit a local financial center or contact us to request a card by mail.

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