Membership & Benefits

Travel a new financial path with South Carolina Federal Credit Union.
Easy application process
You can become a member-owner by opening a Share Savings account and depositing $10. 
Member-owned status
This means you have a voice in how we conduct our business.
Better rates and
lower fees
You will earn more dividends, save more on loans, and avoid high fees.
Attentive, personalized service
Your goals are our priority, and we are here to help you every step of the way.

Become a member and experience a different way to manage your money.

It all starts with $10. Open a Share Savings account and deposit just $10, and you become a member (and owner!) of South Carolina Federal Credit Union. That means you gain access to convenient online and mobile technology, checking and saving account options, loans, and other services and resources designed to help you reach your financial goals. Even better, your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), so you can be confident that your money is safe and sound.

ID, Please

Here's what you need to open a South Carolina Federal account:

  • Adults and minors (15 to 17 years old) are required to present one form of a current government-issued photo identification. For security purposes, we may ask for additional forms of identification. Photo identification must include:
    • Picture
    • Signature
    • Issue Date
    • Expiration Date
  • Minors (14 years old and under) are required to present a Social Security card or government-issued ID. 
The South Carolina Federal Credit Union Difference
Find out what makes us different from other financial institutions. Our focus is on you – a member-owner – instead of stockholders. Our profits are returned to our members and the communities we serve, and our mission is to help you reach your financial goals.
Reviews & Testimonials
Read reviews from people who have trusted South Carolina Federal to help them simplify their banking and improve their financial well-being.
Giving Back
Take a look at the various ways we support South Carolina-based organizations and charities that meet the greatest needs in our communities.
We are proud to have been voted a "Best Credit Union" and "Best Financial Institution" in local and industry news media. Check out some of our most recent awards and professional distinctions.
Bank at Work
We are proud to support the South Carolina workforce by bringing comprehensive banking solutions to the workplace.
We would love to hear from you.
Being the best where it matters most.
As a credit union, we exist to help improve the financial condition of peoples' lives.

  • The details of our account agreement can be found here.
  • The details of our business membership agreement can be found here.