Grow your savings with higher rates and total confidence.
Tiered dividends
Bigger balances can take your earning power to higher levels.
No time commitment
Start earning money on Day One and make withdrawals as you wish.
Convenient access
Make use of your Money Market funds through special checks, and digital banking tools.
Total security
The National Credit Union Administration insures all deposits up to $250,000.

Put your money in position to work even harder with higher yields.

There are countless saving strategies and investment tools available, but you may prefer to keep it safe and simple. Our Money Markets out-earn traditional savings accounts, provide fast access to funds, and come with assurances that your funds are always secure.
  • Make unlimited deposits.
  • Begin earning dividends on balances of $1,000 or more.
Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$1,000.00 $9,999.990.05%0.05%
$10,000.00$24,999.990.10%0.10%
$25,000.00$49,999.990.15%0.15%
$50,000.00 $99,999.990.50%0.50%
$100,000.00$249,999.990.75%0.75%
$250,000.00$499,999.991.24%1.25%
$500,000.00$999,999.991.49%1.50%
$1,000,000.00or more3.20%3.25%
Frequently
asked questions
View more
You can open an account by visiting a financial center, calling (800) 845-0432, or online.

To view Checking account options and learn more, click here
To view Savings account options and learn more, click here

Required documents:
  • A valid driver's license or government-issued photo ID
  • U.S. Social Security Number
  • Credit/debit card to fund the account 
You must be a U.S. citizen or a U.S. resident alien.

The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts. 

 

You can locate your account number by clicking on the eye icon within Online or Mobile Banking.1 If you have checks for your account, your account number is the second string of characters printed on the bottom of your checks.
Check Sample

To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User," and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Carolina Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.
 
If you have registered for Online Banking, you are automatically enrolled in eStatements.
Managing your money made easy.
Simplify money management with flexible checking features that fit your lifestyle.