Take aim at tomorrow with a strong, secure saving strategy.
Save for three months, five years, or any length of time in between. Whatever your choice, you can lock in a rate that helps you grow your savings.
  • $500 minimum deposit.
  • Ability to "step up" to a higher dividend rate once during the term.
Looking forward to a comfortable retirement? Stretch your savings even further with accounts that offer a range of tax benefits.
  • Traditional and Roth IRAs available.
  • Deposits are federally insured.
Enjoy all the tax advantages of Individual Retirement Accounts, plus the higher dividends offered by our IRA Certificates.
  • Certificates ranging from 3 to 60 months.
  • Higher dividends than standard savings accounts.
Make informed financial decisions with helpful resources.
Frequently asked questions
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You can open an account by visiting a financial center, calling (800) 845-0432, or online.

To view Checking account options and learn more, click here
To view Savings account options and learn more, click here

Required documents:
  • A valid driver's license or government-issued photo ID
  • U.S. Social Security Number
  • Credit/debit card to fund the account 
You must be a U.S. citizen or a U.S. resident alien.

The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts. 

  • You can locate your account number by clicking on the eye icon within Online or Mobile Banking.1
  • If you have checks for your account, your account number is the second string of characters printed on the bottom of your checks:

    Check Sample

  • You can also view your account number on your membership card that you received when you opened your account.
To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User," and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Carolina Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.
If you have registered for Online Banking, you are automatically enrolled in eStatements.
Embrace the elephant in the room: retirement planning.
South Carolina Federal Investment Solutions, through CFS*, can help you whether you are 25 or 65. ​