Given some time, we can lift your savings to new heights.
Set your schedule
Choose a Share Certificate savings period that fits with your future financial plans.
Choose a starting point
It takes only $500 to open a Share Certificate, but you can go way beyond that.
Lock into a rate
The dividend rate is locked in for the term, allowing you to project your eventual earnings.
Feel secure
Deposits up to $250,000 are insured by the National Credit Union Administration.
Higher earnings are worth the wait.
A brilliant financial strategy is not required to grow your money. All it takes is a little patience. With our Share Certificates, you can choose to save for a few months, several years, or somewhere in between. When that time is up, you can walk away with a good deal more money than when you started.
- Requires a minimum deposit of $500.
- Choose Share Certificates ranging from three months to five years.
- Our 36-month Step-Up option lets you move to a higher dividend rate should rates rise during your Certificate term.
- In general, longer term certificates pay even higher rates.
- Share Certificates earn higher yields than most standard savings accounts.
- Earn even higher rates with Jumbo Share Certificates when you have over $50,000 more to invest.
Effective Date: July 28, 2023
| Term | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| 3 Months | 0.75% | 0.75% |
| 6 Months | 1.49% | 1.50% |
| 12 Months | 1.99% | 2.00% |
| 18 Months | 2.03% | 2.05% |
| 24 Months | 2.23% | 2.25% |
| 36 Months | 2.48% | 2.50% |
| 36 Months Step-Up | 2.38% | 2.40% |
| 60 Months | 2.97% | 3.00% |
Effective Date: July 28, 2023
| Term | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| 60 Month Premium ($500.00 Minimum Balance) | 3.06% | 3.10% |
Open your Share Certificate.
To withdraw your Share Certificate before maturity, please visit a financial center location or fax your request to the Contact Center.
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The penalty for a 3 month through 12 month certificate is 90 days' worth of dividends.
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For terms of more than 12 months through 24 months, the penalty is 180 days' worth of dividends.
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For terms greater than 24 months, the penalty is 360 days' worth of dividends.
Managing your money made easy.
Simplify money management with flexible checking features that fit your lifestyle.