Make a Payment

Convenient, quick, and secure options for your on-time loan payments.

However you wish to make your loan payments, we make the process simple for the sake of your time and peace of mind.

Online Banking

Choose to make a one-time payment or schedule recurring payments for your South Carolina Federal Credit Union loans.

Payment Portal

If you do not use Online Banking, you can still pay online through our special portal. Make payments on your Auto, Recreational, Personal, and Share Loans. The process is simple, and registered users pay through ACH.1

By Mail

Please use these addresses depending on the type of payment you make.

Credit Card Payments Only
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711

First Mortgage Payments Only
South Carolina Federal Credit Union
P.O. Box 371306
Pittsburgh, PA 15250-7306

Loan Payments
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349

Overnight Loan Payments
South Carolina Federal Credit Union
6265 Rivers Avenue
North Charleston, SC 29406

By Phone

Call our Contact Center at (800) 845-0432 and one of our representatives will assist you with your payment. Internal transfer payments from a South Carolina Federal account to a South Carolina Federal loan are free.2

These are the loan payments you can make through the Contact Center, Monday - Friday, 8:00am - 6:00pm:

  • Auto, Recreational, Personal, and Share Loans
  • Credit Cards
  • First Mortgages
  • Second Mortgages & HELOCs

Or, access Phone Banking at (800) 845-8355 to make free, one-time loan payments anytime.

These are the loan payments you can make through Phone Banking:

  • Auto, Recreational, Personal and Share Loans
  • Second Mortgages & HELOCs
In Person

Make a payment by stopping by one of our financial centers during business hours.

Financial Center Lobby Hours

Monday - Friday: 9:00am - 5:00pm
Saturday & Sunday: Closed

Please Note Non-Traditional Hours at the following location lobbies:

  • Greenville Memoral Hospital
    • Monday - Friday: 7:30am - 4:30pm
  • McLeod Hospital
    • Monday, Thursday, Friday: 8:30am - 4:30pm
      Tuesday, Wednesday: 10:00am - 4:00pm
      Lobby is closed: 1:30pm - 2:30pm
  • Spartanburg Downtown
    • Monday - Friday: 8:30am - 5:00pm
      Lobby is closed: 1:30pm - 2:30pm


Drive-Up Hours

Monday - Thursday: 8:30am - 5:00pm
Friday: 8:30am - 5:30pm
Saturday & Sunday: Closed

Frequently
asked questions
View more

Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.

Click here to learn more about how to make a payment online.
Credit Card Payments Only
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711

First Mortgage Payments Only
South Carolina Federal Credit Union
P.O. Box 371306
Pittsburgh, PA 15250-7306

Loan Payments
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349

Overnight Loan Payments
South Carolina Federal Credit Union
6265 Rivers Avenue
North Charleston, SC 29406

A payoff quote is available for all loans and will include accrued interest and the daily per diem.
To obtain today's payoff or a 10 business day payoff quote for auto, boat, recreational vehicle, credit cards, or personal loans, visit a financial center or contact us. Any overage of your payoff will be deposited into your savings account or returned to you in an overpayment check.

For first mortgages, please contact Dovenmuehle at (877) 636-9534.

For second mortgages/HELOCs, please visit a financial center or fax your payoff request to our Fulfillment Operations Team at (843) 737-7400. The request must include:

  • Member name
  • Member Social Security number
  • Account number
  • Payoff (good through) date
  • Return fax number
  • Copy of a signed authorization of release form from member requesting this information.

Once payoff is given, Second Mortgage/HELOC will be locked and no advances can be taken.

Your life is mobile. Your banking should be, too.
Our Mobile Banking app with convenient banking features makes it happen.
 
1

No fee for registered users, but must pay through ACH. $7.95 per payment for non-registered users paying via ACH or debit. Click here to view the terms and conditions.

2
$11.00 per payment for payments from non-South Carolina Federal accounts.