Credit Cards

Our contactless credit cards turn every purchase into a rewarding experience with a single tap.

0% intro APR1 on credit card purchases.
For 6 months made within the first 60 days of card opening.
(Variable APR ranging from 14.49% to 17.99% thereafter2.)
Choosing a credit card can be confusing.
We can help.


Select the options that fit your needs and we'll recommend the best solution.

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One way to offset rising costs is to choose a card with our most consumer-friendly interest rates.

  • Our lowest interest rate available.
  • Earn points, go shopping for rewards.

With every card purchase, you can earn cash back through our special program.

  • No annual fee.
  • Mastercard ID theft protection.

World-class features start with our most generous cash back rewards program and include a comforting range of security safeguards.

  • 1.5% back for each dollar spent3.
  • Mastercard Zero Liability protection.
Platinum Platinum Cash Rewards World
How to earn pointsMust first enroll with the uChoose Rewards program on the website.uChoose Rewards points will automatically be earned on all net purchases.uChoose Rewards points will automatically be earned on all net purchases.
Earning rewards$1 = 1 point$1 = 1 point$1 = 1.5 points
What can points be redeemed for?Merchandise, travel, activities, gift cards, and more2,500 points can be redeemed for $25 cash back in the form of a statement credit2,500 points can be redeemed for $25 cash back in the form of a statement credit
Minimum points to redeem1,500 points2,500 points
(Must register card to redeem points)
2,500 points
(Must register card to redeem points)
Expiration of points5 yearsNo expirationNo expiration
Effective Date: March 2, 2025
Platinum Mastercard® Platinum Cash Rewards Mastercard® World Mastercard®
APRs for purchase/balance transfers as low as14.49%15.49%16.49%
APRs for cash advances17.99%17.99%17.99%
Contactless Payments
Make quick, easy, and secure payments anywhere you see the contactless symbol.
Manage Your Cards
Take control of how your South Carolina Federal Credit Union cards are used.
Mastercard® Guide to Benefits
Detailed information about the benefits you can access as a preferred cardholder.
Make informed financial decisions with helpful resources.
Frequently
asked questions
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For lost or stolen debit cards, please choose from the following options:
  • Turn your card off and report it as lost or stolen using Online or Mobile Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay.  Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.. Simply log in and click on "Cards." You may be prompted to call us.
  • Call Cardholder Services at (800) 472-3272.
  • Visit a financial center to receive a card instantly issued.
Once your card has been cancelled, a new one will be mailed to you in 7-10 business days. Please check your account to ensure there are no unauthorized transactions.

For lost or stolen credit cards, please choose from the following options:
  • Turn your card off/on and report it as lost or stolen using Online or Mobile Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay.  Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.. Simply log in, click on "Cards," and follow the prompts to close your credit card and request a new one.
  • Or for your Mastercard® Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.Platinum or Mastercard® Cash Rewards credit cards, please call  (855) 325-0904. For your Mastercard® World credit card, call (855) 510-4594.
Once your card has been cancelled, a new one will be mailed to you in 7-10 business days. Please check your account to ensure there are no unauthorized transactions.
For debit card disputes:
  • Please call (866) 394-1205 during business hours and a dispute expert will help you file a claim.
For credit card disputes:
  • To file a claim via phone for your Mastercard® Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.Platinum or Mastercard® Cash Rewards credit cards, please call (855) 325-0904. For your Mastercard® World credit card, please call (855) 510-4594 to file a claim.
We offer several options to make your credit card payments:
  • Log in to Online or Mobile Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay.  Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates. to transfer a payment.
  • Mail a payment to us:
    • South Carolina Federal Credit Union
      P.O. Box 2711
      Omaha, NE 68103-2711
       
  • Make payments at a financial center through a:
    • Personal check
    • Certified check or money order
    • Cash, or
    • Contact us to make a payment by phone.
Payments reflect on your credit card account within 2 business days after the payment has been made.
  • Log into Online Banking6All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates..
  • Click on "Cards."
  • Click on the card you want to register.
  • Click on "Rewards."
  • Follow the registration steps. 

Please inform us of your travel plans in advance by following these steps:

  • Log into Online or Mobile Banking6All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates..
  • Click on "Cards."
  • Select "Manage Travel Plans."

Need further assistance? Call us at (800) 845-0432 or visit a financial center.