Our competitive rates make your dollars grow faster.

Open an account with just $10 to establish your South Carolina Federal Credit Union membership, and then move forward from there to build your financial future.

  • Earn dividends on any balance over $150.

If you want a secure way to step up your earnings, the answer is a Money Market account that combines higher dividends with easy access to funds and the ability to write checks.

  • Earn tiered dividends with any balance over $1,000.
  • Deposits are insured up to $250,000.

Save year-round so that you can more easily afford the Christmas season and all the gifts, festivities, and decorations that come with it.

  • Make unlimited deposits.
  • Get access to funds November 1.

These get-started accounts are a good place for young members to put birthday money and part-time job pay away for the future. And offers an equally good way to learn about financial responsibility.

  • Earn dividends on balances as low as $5.
  • Offers peace of mind for parents and a money management foundation for young savers.
Take aim at tomorrow with a strong, secure saving strategy.
  • Share Certificates 
  • IRA Savings
  • IRA Certificates
Make informed financial decisions with helpful resources.
asked questions
View more
You can open an account by visiting a financial cetner, calling (800) 845-0432, or online. Here are some things to keep in mind as you begin the application process:

It will take about 10 minutes to open and fund your new account. You will need:
  • A valid driver's license or government-issued photo ID
  • U.S. Social Security Number or ITIN
  • U.S. checking account or credit/debit card to fund the account (please refer to Rates and Fee Schedule for details).
You must be a U.S. citizen or a U.S. resident alien.

The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts. 


Copies of cleared checks are available for up to seven years from the date they are posted to your account.

To obtain a check copy through Online Banking:

  • Log into your account.
  • Under the “Account Access” tab choose “View Transaction History."
  • If the check number appears in your transaction history, click on the blue hyperlinked check number; an image of the check will appear.
  • Checks are maintained through Online Banking six months after the cleared date.

Use our Secure Chat feature to complete your request:

  • Please log into Online Banking and click on the “Secure Chat” link for a live chat with one of our representatives.
If you wish to close your account, we ask that you visit a local financial center or contact us.

Please be advised, your account cannot be closed if you have an open credit card and/or loan with a balance. If the credit card and/or loan are paid in full, but still open, you will still need to sign documents to close those accounts.
Thank you for your interest in South Carolina Federal Credit Union.
Fill out the form below and one of our representatives will reach out to you shortly.
  • First Name is a required field
  • Last Name is a required field
  • Phone is a required field
  • Please enter a valid phone number
  • Email is a required field
      • Message is a required field
      • reCAPTCHA is a required field