Compare Checking Accounts

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Most Popular
Simple Checking
The essentials you need
Apply Online
Most Popular
Self-Service Checking
Do it all digitally
Apply Online
Most Popular
25-and-Under Simple Checking
The ideal starter account
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Most Popular
Military Program*
Our premium account, for those who serve
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Most Popular
Premium Checking

Our most popular checking account

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You want a straightforward account with fewer fees
You prefer taking care of business through Online & Mobile Banking
You're 13 to 25 years old, looking for your first checking account
You're active-duty military and want all the perks of Premium Checking
You maintain at least $2,500 in your checking account
No
No
No
Yes**
Yes*
$0 or $8*
*if qualifying relationship is not met
$0 or $3*
*if qualifying relationship is not met
$0 if conditions are met
$0 or $12*
*if qualifying relationship is not met
$0 or $12*
*if qualifying relationship is not met
0.25% *
none
0.25% *
0.50% * * *
0.50% * *
  • Online and Mobile Banking
  • Online Bill Pay
  • Remote Deposit
  • Instant Issue Debit Card
  • Online and Mobile Banking
  • Remote Deposit
  • Instant Issue Debit Card
  • Online and Mobile Banking
  • Online Bill Pay
  • Remote Deposit
  • Instant Issue Debit Card
  • Online and Mobile Banking
  • Online Bill Pay
  • Remote Deposit
  • Instant Issue Debit Card
  • Debit Card Replacement
  • Online and Mobile Banking
  • Online Bill Pay
  • Remote Deposit
  • Instant Issue Debit Card
  • Debit Card Replacement
  • uChoose Rewards® on debit card purchases***
Financial Center & Phone Service
Limited Financial Center & Phone Service
Financial Center & Phone Service
Financial Center & Priority Phone Service
Financial Center & Priority Phone Service
* Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.
* Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.

* Military benefits are valid for three years and can be renewed every three years by presenting military ID or proof of active duty service.

* * Refer to dividend rates page.

* * *Offer applies on external refinances only. Discount only available when payment is automatically deducted from Premium Checking.

* Refer to dividend rates page.

* * Offer applies on external refinances only. Discount only available when payment is automatically deducted from Premium Checking.

***uChoose Rewards points can only be earned when "credit" is chosen for debit card purchases.

Find the right personal checking account at South Carolina Federal Credit Union.
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