Rewards Debit Card

Everyday convenience, plus opportunities to earn rewards.
Mobile payments and digital wallets
Make purchases using Apple Pay®, Google Payᵀᴹ, and Samsung Pay.
Contactless payments
Look, hold, go, and be on your way with a Contactless Mastercard® Debit Cards.
Mastercard® benefits
You are covered with ID Theft ProtectionTM, Extended Warranty Insurance, and more.
Fraud and card protection
Keep your money safe with card restrictions and real-time alerts.

Your debit card goes beyond the norm.

You expect to withdraw money from ATMs and make online and in-store purchases. Our card gives you all that, and more, including: purchases via digital wallet, seamless contactless transactions, custom card usage limits and alerts, and Mastercard® ID Theft ProtectionTM.

Frequently
asked questions
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For lost or stolen debit cards, please choose from the following options:
  • Turn your card off and report it as lost or stolen using Online or Mobile Banking1. Simply log in, click on "Manage Cards" in Online Banking or "Cards" in Mobile Banking1. You may be prompted to call us.
  • Call Cardholder Services at (800) 472-3272.
  • Visit a financial center to receive a card instantly issued.
Once your card has been cancelled, a new one will be mailed to you in 7-10 business days. Please check your account to ensure there are no unauthorized transactions.

For lost or stolen credit cards, please choose from the following options:
  • Turn your card off/on and report it as lost or stolen using Online or Mobile Banking1. Simply log in, click on "Manage Cards" in Online Banking or "Cards" in Mobile Banking, and follow the prompts to close your credit card and request a new one.
  • Or for your Mastercard® Platinum or Mastercard® Cash Rewards credit cards, please call  (855) 325-0904. For your Mastercard® World credit card, call (855) 510-4594.
Once your card has been cancelled, a new one will be mailed to you in 7-10 business days. Please check your account to ensure there are no unauthorized transactions.
If your card is damaged or if you have never had an ATM/debit card assigned to your account, you can choose from the following options:
  • Visit a financial center for a debit card instantly issued.
  • Use our Secure Chat feature in Online Banking to request a card.
  • Contact Us to request a card by mail.
To activate your debit card, call (866) 299-2275.
For debit card disputes:
  • Please call (866) 394-1205 during business hours and a dispute expert will help you file a claim.
For credit card disputes, please choose from the following options:
  • Log into Online Banking, click on your credit card account, and select "dispute" next to the applicable transaction.
  • Or to file a claim via phone for your Mastercard® Platinum or Mastercard® Cash Rewards credit cards, please call (855) 325-0904. For your Mastercard® World credit card, please call (855) 510-4594 to file a claim.
  • For all other disputes:
    Visit a local Financial Center.
    Call our Contact Center at (800) 845-0432.
Some merchants may require a signature (for example, restaurants), while others may offer you the option of "Credit" or "Debit/ATM" when processing your purchase.
  • If you select "Credit," the merchant may ask you to sign a receipt to authorize your purchase.
  • If you select "Debit/ATM," you will use your PIN to authorize your purchase.
If you have Premium Checking and you sign for your purchases, you will earn 1 uChoose Reward point per every $5 you spend.
It is important to monitor your statements on a monthly basis to ensure they are correct and that there are no fraudulent charges on your account. There are many ways to help ensure that your information is safe:
  • Only buy from reputable online merchants.
  • Never disclose your credit card number to anyone that calls and asks for it.
  • If your contact information changes, contact us as soon as possible to have it updated. This ensures that we can notify you quickly if suspicious activity is suspected on your account.
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Pick Up Your Rewards Debit Card, free with any Checking account.
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Turn every purchase into a rewarding experience.
Enjoy financial flexibility with low rates, cash back and reward credit card options.
Credit Cards
More security, more convenience.
Take control of how your South Carolina Federal Credit Union cards are used.
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Data plan required for mobile banking products. Contact your service provider for any fees associated with your mobile web service.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Apple Pay is a registered trademark of Apple, Inc. Google Pay is a trademark of Google, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.