Online and Mobile
Banking5 provide 24/7 access to your account whenever you need it.
Get everything you need to do things your way.
With Self-Service Checking, you declare your financial independence. While we provide convenient tools, you keep tabs on your balance, initiate transactions, and otherwise manage your money the way that works best for you.
- Instant issue debit card for online and in-store shopping (when you open this account in person).
- Access to a nationwide ATM network.
- 24/7 Online Banking and electronic Bill Pay*.
- Free Mobile Banking5 and mobile check deposit.
- eStatements allow you to access monthly account statements through Online Banking.
- Limited financial center and contact center services.
Avoiding Fees
There is never a Self-Service Checking monthly fee for members under age 25. For others, the monthly fee is waived as long as one of the following criteria is met each month:
- Average daily balance of $1,0001 in your Self-Service Checking account.
- Monthly direct deposit of at least a single amount of $2502 or more, and 10 posted PIN or signature debit card transactionsATMATM transactions excluded.
- Month-end loan balance3 of $10,000 or more.
- Monthly direct deposit of at least a single amount of $2502 or more and an open South Carolina Federal Credit Union Mastercard® Credit Card4.
- You have a South Carolina Federal Credit Union first mortgage.
To view Checking account options and learn more, click here.
To view Savings account options and learn more, click here.
Required documents:
- A valid driver's license or government-issued photo ID
- U.S. Social Security number
- Credit/debit card to fund the account
- To make an appointment and to find out what other documents you need to bring with you, click here.
The following accounts require personal attention, specific documentation, and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts, and Kids Savings accounts. Please visit a financial center for assistance with these accounts.
- If you have checks for your account, your account number is the second string of characters printed on the bottom of your checks:
- You can also view your account number on your membership card that you received when you opened your account.
South Carolina Federal's routing number is 253278401. Your account number is the second string of characters at the bottom left of your check. You can also locate your account number by clicking on the eye icon in Online or Mobile Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates. by selecting an account, clicking "Details," then choosing "Show Full Account Number."
If this is not your first time ordering checks, follow these steps:
- Log into Online Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates. on a computer (not on a mobile device).
- Click on the account for which you want to order checks.
- Click on "Order Checks."
- Follow the remaining steps.
Here are some tools to help you stay on top of your finances and avoid overdrafts:
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Budget: Check out our budgeting tips to help you make better financial decisions.
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Enroll in Direct Deposit: Direct Deposit lets you receive your paychecks faster and helps ensure you have the money you need, when you need it.
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Enroll in Online Banking99All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.: Check your balances and account history, schedule transfers, receive mobile account alerts and deposit checks through Remote Deposit; all through the convenience of Online Banking.
