Savings & Certificates Dividend Rates

Grow your money with competitive rates on Savings Accounts, Money Markets, and Certificates.

Savings Rates

Effective Date: October 1, 2023
Account Type Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
Share Savings$150.00 0.10% 0.10%
Christmas Club$5.00 0.10% 0.10%
IRA Savings$100.00 0.20% 0.20%

Money Market Rates

Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$1,000.00 $9,999.990.05%0.05%
$10,000.00$24,999.990.10%0.10%
$25,000.00$49,999.990.15%0.15%
$50,000.00 $99,999.990.50%0.50%
$100,000.00$249,999.990.75%0.75%
$250,000.00$499,999.991.24%1.25%
$500,000.00$999,999.991.49%1.50%
$1,000,000.00or more3.20%3.25%

Premium Checking Rates

Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$2,500.00$9,999.99 0.05% 0.05%
$10,000.00or more0.10%0.10%

Premier Business Checking Rates

Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$250.00 $24,999.990.05%0.05%
$25,000.00 $49,999.990.15%0.15%
$50,000.00$99,999.990.50%0.50%
$100,000.00$249,999.990.75%0.75%
$250,000.00 $499,999.991.24%1.25%
$500,000.00$999,999.991.49%1.50%
$1,000,000.00or more3.20%3.25%

Regular Share and IRA Certificates
($500 Minimum Balance)

Effective Date: October 1, 2023
Term Dividend Rate Annual Percentage Yield1
3 Months0.75%0.75%
6 Months1.49%1.50%
12 Months1.99%2.00%
18 Months2.03%2.05%
24 Months2.23%2.25%
36 Months2.48%2.50%
36 Months Step-Up2.38%2.40%
60 Months2.97%3.00%

Jumbo Share and IRA Certificates
($50,000 Minimum Balance)

Effective Date: October 1, 2023
Term Dividend Rate Annual Percentage Yield1
3 Months0.85%0.85%
6 Months1.59%1.60%
12 Months2.09%2.11%
18 Months2.13%2.15%
24 Months2.33%2.35%
36 Months2.58%2.61%
36 Months Step-Up2.48%2.50%
60 Months3.07%3.11%

Premium Share Certificate2
($500 Minimum Balance)

Effective Date: October 1, 2023
Term Dividend Rate Annual Percentage Yield1
60 Month Premium ($500.00 Minimum Balance)3.06%3.10%

Springboard Savings Rates

Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$0.01 $2,000.002.23%2.25%
$2,000.01or more0.10%0.10%

MY Savings Account Rates (18-25 years)

Effective Date: October 1, 2023
From To Dividend Rate Annual Percentage Yield1
$0.01$1,000.001.10%1.11%
$1,000.01and up0.10%0.10%

Teen Savings Rate (13-17 years)

Effective Date: October 1, 2023
Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
$5.000.10%0.10%

Kids Savings Rate (12 and younger)

Effective Date: October 1, 2023
Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
$5.000.10%0.10%

Calculators