Grow your money with competitive rates on Savings Accounts, Money Markets, and Certificates.
Savings Rates
| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| Share Savings | $150.00 | 0.10% | 0.10% |
| Christmas Club | $5.00 | 0.10% | 0.10% |
| IRA Savings | $100.00 | 0.20% | 0.20% |
Money Market Rates
Effective Date: July 28, 2023
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $1,000.00 | $9,999.99 | 0.05% | 0.05% |
| $10,000.00 | $24,999.99 | 0.10% | 0.10% |
| $25,000.00 | $49,999.99 | 0.15% | 0.15% |
| $50,000.00 | $99,999.99 | 0.50% | 0.50% |
| $100,000.00 | $249,999.99 | 0.75% | 0.75% |
| $250,000.00 | $499,999.99 | 1.24% | 1.25% |
| $500,000.00 | $999,999.99 | 1.49% | 1.50% |
| $1,000,000.00 | or more | 3.20% | 3.25% |
Premium Checking Rates
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $2,500.00 | $9,999.99 | 0.05% | 0.05% |
| $10,000.00 | or more | 0.10% | 0.10% |
Premier Business Checking Rates
Effective Date: July 28, 2023
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $250.00 | $24,999.99 | 0.05% | 0.05% |
| $25,000.00 | $49,999.99 | 0.15% | 0.15% |
| $50,000.00 | $99,999.99 | 0.50% | 0.50% |
| $100,000.00 | $249,999.99 | 0.75% | 0.75% |
| $250,000.00 | $499,999.99 | 1.24% | 1.25% |
| $500,000.00 | $999,999.99 | 1.49% | 1.50% |
| $1,000,000.00 | or more | 3.20% | 3.25% |
Regular Share and IRA Certificates
($500 Minimum Balance)
Jumbo Share and IRA Certificates
($50,000 Minimum Balance)
Effective Date: July 28, 2023
| Term | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| 3 Months | 0.85% | 0.85% |
| 6 Months | 1.59% | 1.60% |
| 12 Months | 2.09% | 2.11% |
| 18 Months | 2.13% | 2.15% |
| 24 Months | 2.33% | 2.35% |
| 36 Months | 2.58% | 2.61% |
| 36 Months Step-Up | 2.48% | 2.50% |
| 60 Months | 3.07% | 3.11% |
Premium Share Certificate2
($500 Minimum Balance)
Effective Date: July 28, 2023
| Term | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| 60 Month Premium ($500.00 Minimum Balance) | 3.06% | 3.10% |
Springboard Savings Rates
Effective Date: July 28, 2023
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $0.01 | $2,000.00 | 2.23% | 2.25% |
| $2,000.01 | or more | 0.10% | 0.10% |
MY Savings Account Rates (18-25 years)
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $0.01 | $1,000.00 | 1.10% | 1.11% |
| $1,000.01 | and up | 0.10% | 0.10% |
Teen Savings Rate (13-17 years)
| Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| $5.00 | 0.10% | 0.10% |
Kids Savings Rate (12 and younger)
| Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| $5.00 | 0.10% | 0.10% |