Celebrating Excellence: Rated 5 Stars from Bauer Financial
South Carolina Federal was recognized for strength and security in 2026.
What is the difference between a credit union and a bank? It starts with you!
Everything we do at South Carolina Federal Credit Union focuses on you, our member. When you join our credit union, you become a member-owner. Your voice matters in how we conduct business, and you help guide the future of our member-focused financial community. Discover the benefits of credit union membership below and see how South Carolina Federal puts members first.
Member-Owned
South Carolina Federal is owned by its members. When the credit union earns income, that money is invested back into the organization and the communities we serve. When banks earn income, dividends are paid to stockholders.
Board of Directors
Our Board of Directors comprises credit union members who are elected by the membership to serve on the board as volunteers, unlike a bank's paid Board of Directors.
Safety & Soundness
The National Credit Union Administration (NCUA) protects members' funds up to $250,000, the same as Federal Deposit Insurance Corporation (FDIC) insurance at a bank.
Wealth Management
We provide investment opportunities through South Carolina Federal Investment Solutions*.
Community Involvement
We share a commitment to each other; our involvement ranges from financial wellness programs in schools to donating time and money to local nonprofits.
We would love to hear from you.
Making a difference in our communities.
See how we support the growth, prosperity, and longevity of our region.