Elevate your financial efficiency and tap into a new revenue stream.
For busier businesses
Premier Checking is designed for businesses with high balances and transaction volumes.
Earn dividends
It's a rare business checking account that will add positive numbers to your bottom line.
Even more rewards
Earn points through your debit card and redeem them for gift cards, travel services, and more.
Superior money movement
Enjoy free Online and Mobile Banking* and low-cost ACH services.

Packed with perks and perfect for your business.


The focus is the same for all types of larger businesses - hold down expenses and grow income. At South Carolina Federal Credit Union, our Premier Checking1 account does both with hundreds of free monthly transactions and a tiered earnings structure that rewards higher balances.
 
  • 250 free items per month.
  • Deposit up to $10,000 cash each month, free of charge.
  • Earn dividends at a competitive rate on average daily balances of $250 or more.
  • Mastercard® Business debit card gives you instant access to your funds.
  • Free online cash management with unlimited ACH for $5 a month for qualified accounts.
  • Mobile Banking and mobile check deposit.
  • Free online bill pay.
  • One reward point for every five dollars you spend through uChoose Rewards®.
  • Free check copies with statements.
Business Checking Debit Card
How to earn pointsMust first enroll with the uChoose Rewards program on the website.
Earning rewards$5 = 1 point
What can points be redeemed for?Merchandise, travel, activities, gift cards, and more
Minimum points to redeem1,500 points
Expiration of points5 years
Open a Premier Business Checking account.
Frequently
asked questions
View more
Please click here to view the documents you will need to open a business account.

To register your Mastercard® Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.Business Debit Card, visit uchooserewards.com and follow the registration steps using the last four digits of the EIN/TIN. If you have already earned points, you will see your totals. Points are posted between the 15th and the 25th of the following month.

Mastercard® Debit cardholders earn 1 uChoose Rewards® Please refer to your Credit Card Agreement for details and limitations on Rewards.point for every $5 on all signature-based transactions. Mastercard® Business Credit cardholders earn 1 uChoose Rewards® point for every $1 on all transactions. Each debit or credit card on the business account will receive points for transactions.

Points can be redeemed at uchooserewards.com for up to 5 years from the date of purchase. 

We work with Clover® Services are not provided by South Carolina Federal Credit Union, and South Carolina Federal makes no representation or warranties regarding the services offered. Terms and Conditions subject to change without notice.

© 2020 Clover Network Inc. The Clover name, logo and related trademarks are owned by Clover Network, Inc., and are registered or used in the U.S. and many foreign countries. Merchant services are provided by First Data Merchant Services LLC dba Clover Business Solutions. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
 
Business Solutions to give our member’s the ability to accept debit and credit cards as forms of payment. Funds are deposited directly into the business checking account within 72 hours of the transaction. All major cards are accepted.
Click here to learn more about card processing or contact us to get started and a Clover® representative will contact you regarding your application and answer any additional questions you may have.

If this is your first time placing an order for checks, please give us a call at (800) 845-0432. You will need to have the ABA/Routing Transit number ready (253278401). For check reorders, be sure to have the complete checking account number.

If this is your first time placing an ordering checks, please these steps:

  • Log into Online Banking6All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates..
  • Click on one of your accounts.
  • Click on "More Actions.
  • Click on "Order Checks."
  • Click "Continue."

Visit a local financial center or contact us.

To access Online Business Banking, please download and complete the form Online Business Banking Manager Designation Form (PDF) and take it to the nearest financial center.

If you do not have your log in credentials or need help logging in, please contact us at (800) 845-0432.
Set your business up for success by building cash reserves.
Earn dividends while maintaining liquidity or explore longer term solutions that help you save even more.