Basic business checking can go beyond the everyday.
Get 150 free items monthly
And deposit up to $10,000 cash, free of charge, every month.
Open your account with $100
It's easy to start leveraging this valuable account.
Earn rewards
Points accumulate for every dollar you spend through uChoose Rewards®.
Access funds anytime
Tap into cash when you need it with the Mastercard® Business Debit Card.

An ideal checking account for businesses with fewer transactions. 

Your business plays a vital role in our local economy. So you need money management tools in a checking account tailored to the way you do business. The solution? An Easy Business Checking* account from South Carolina Federal Credit Union.  

  • 150 free items per month.
  • Deposit up to $10,000 cash each month, free of charge.
  • Mastercard Business Checking Card gives you instant access to your funds.
  • Free online cash management with unlimited ACH for $5 a month for qualified accounts.
  • Mobile Banking and mobile check deposit.
  • Free online bill pay. (note: need to add a superscript and disclosure for this bullet)
  • Reward points for every dollar you spend through uChoose Rewards®.
  • 24/7 Online Banking and electronic bill pay.

South Carolina Federal Credit Union is a member-owned financial institution headquartered in Charleston, SC, with financial centers throughout the state. 

Open an Easy Business Checking account.
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What we offer:

  • Points are earned on signature-based transactions only.

  • MasterCard® Business Debit Card holders will earn 1 point for every $5 dollars on all signature-based transactions.

  • Points can be redeemed at

  • Points are redeemable for up to 5 years from the date of purchase.

  • Each debit card on the business account will receive points for signature-based transactions.

What to expect:

  • You will need your 16-digit business debit card number.

  • Initial log in- you will be registering the card (the last 4 of the EIN/TIN will be required).

  • You will be asked to create a User ID and new password.

  • If you have already earned points, you will see your totals.

  • uChoose Rewards will keep track of your points for you.

  • Points are posted between the 15th and the 25th of the following month.

To receive your card today, visit a local financial center or contact us to request a card by mail.

We have partnered with Clover® Business Solutions to give our member’s the ability to accept debit and credit cards as forms of payment. Funds are deposited directly into the business checking account within 72 hours of the transaction. All major cards are accepted.
How to get started:

  • Contact us 

  • A Clover® representative will contact you regarding your application and answer any additional questions you may have.

We offer Mastercard® Business Debit Cards are valid anywhere Mastercard® is accepted.

  • Up to 10 cards on one account.

  • Access to your funds at any ATM location.

  • Earn uChoose Rewards points.

  • Maximum of 20 transactions per day.

  • Unlimited dollar amount.

  • Maximum $500 ATM withdrawal within 24 hours.

What you will need:
• A business checking account.
To receive your card today, visit a local financial center or contact us to request a card by mail.

What you need:

  • ABA/Routing Transit number, 253278401.

  • For check reorders, be sure to have the complete checking account number.

What to do:

  • If this is your first time placing an order for checks, please give us a call at (800) 845-0432.

  • If this is not your first time ordering checks, follow these steps:
    •    Log into Online Banking. 
    •    Click on one of your accounts.
    •    Click on "More Actions."
    •    Click on "Order Checks."
    •    Click "Continue."

Visit a local financial center or contact us.

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Set your business up for success by building cash reserves.
Earn dividends while maintaining liquidity or explore longer term solutions that help you save even more.

Fees may apply. Refer to Business Rate and Fee Schedule.