Basic business checking can go beyond the everyday.
Get 150 free items monthly
And deposit up to $10,000 cash, free of charge, every month.
Open your account with $100
It's easy to start leveraging this valuable account.
Earn rewards
Points accumulate for every dollar you spend through uChoose Rewards®.
Access funds anytime
Tap into cash when you need it with the Mastercard® Business Debit Card.

An ideal checking account for businesses with fewer transactions. 

Your business plays a vital role in our local economy. So you need money management tools in a checking account tailored to the way you do business. The solution? An Easy Business Checking* account from South Carolina Federal Credit Union.  

  • 150 free items per month.
  • Deposit up to $10,000 cash each month, free of charge.
  • Mastercard Business Checking Card gives you instant access to your funds.
  • Free online cash management with unlimited ACH for $5 a month for qualified accounts.
  • Mobile Banking and mobile check deposit.
  • Free online bill pay. (note: need to add a superscript and disclosure for this bullet)
  • One rewards point for every five dollars you spend through uChoose Rewards®.
  • 24/7 Online Banking and electronic bill pay.

South Carolina Federal Credit Union is a member-owned financial institution headquartered in Charleston, SC, with financial centers throughout the state. 

Business Checking Debit Card
How to earn pointsMust first enroll with the uChoose Rewards program on the website.
Earning rewards$5 = 1 point
What can points be redeemed for?Merchandise, travel, activities, gift cards, and more
Minimum points to redeem1,500 points
Expiration of points5 years
Open an Easy Business Checking account.
asked questions
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Please click here to view the documents you will need to open a business account.

To register your MasterCard® Business Debit Card, visit and follow the registration steps using the last four digits of the EIN/TIN. If you have already earned points, you will see your totals. Points are posted between the 15th and the 25th of the following month.

MasterCard® Debit cardholders earn 1 uChoose Rewards point for every $5 on all signature-based transactions. Mastercard® Business Credit cardholders earn 1 uChoose Rewards point for every $1 on all transactions. Each debit or credit card on the business account will receive points for transactions.

Points can be redeemed at for up to 5 years from the date of purchase. 

We have partnered with Clover® Business Solutions to give our member’s the ability to accept debit and credit cards as forms of payment. Funds are deposited directly into the business checking account within 72 hours of the transaction. All major cards are accepted.
Please Contact us to get started and a Clover® representative will contact you regarding your application and answer any additional questions you may have.

If this is your first time placing an order for checks, please give us a call at (800) 845-0432. You will need to have the ABA/Routing Transit number ready (253278401). For check reorders, be sure to have the complete checking account number.

If this is your first time placing an ordering checks, please these steps:

Visit a local financial center or contact us.

To access Online Business Banking, please complete the form Online Business Banking Manager Designation Form and take it to the nearest financial center.

If you do not have your log in credentials or need help logging in, please contact us at (800) 845-0432.
Leverage affordable loans and credit lines.
Take your business to the next level with flexible financing options that puts your plans into motion. 

Fees may apply. Refer to Business Rate and Fee Schedule.