Fee Schedule

Certain accounts and services include the following fees.

As a member-owned financial institution, we charge fees only to cover the costs of certain services. And we help you to prevent fees from impacting your accounts.

 

 
Share Value Amount
Par Value of One Share $5.00
 


Share Savings & Non-Dividend Share Savings

 

Service Amount More Information
Account Service Fee $6.00 per month Waived for eStatement users, members age 18 and under, and for accounts opened 90 days or less.
Account Withdrawal Fee $5.00 per withdrawal If more than three (3) per month; applies to Share, Non-Dividend, Uniform Gifts to Minors, Kids, Teen, and MY Savings.
Low Balance $6.00 per month If average daily balance is less than $100, fee is waived for members age 18 and under and for accounts opened 90 days or less.


 

Christmas Club and MY Whatever Fees

 

Service Amount More Information
Account Withdrawal Fee $5.00 per withdrawal If more than four (4) per year.


 

IRA Savings Fees

 

Service Amount
IRA Transfer (Outgoing) $50.00

 


Checking Fees

 

Service Amount More Information
Premium Checking $12.00 per month If qualifying relationship is not met. Waived for accounts opened 30 days or less.
Simple Checking $8.00 per month If qualifying relationship is not met. Waived for accounts opened 30 days or less.
Self-Service Checking $3.00 per month If qualifying relationship is not met. Waived for accounts opened 30 days or less.

 

Money Market Fees

 

Service Amount More Information
Account Withdrawal Fee $10.00 per withdrawal If more than six (6) per month.
Low Balance Fee $10.00 per month If daily balance ($1,000) requirement is not met.


Safe Deposit Box Fees

 

Box Sizes Annual Fee More Information
3 x 5 Size $45.00  
5 x 5 Size
$60.00
 
3 x 10 Size $65.00  
5 x 10 Size $85.00  
10 x 10 Size $135.00  
Change of Locks $125.00 per lock  
Drilling of Boxes $150.00 per box  
Premium Checking Member Discount $20.00 Discount on any box size


Account Fees

 

Service Amount More Information
Check Printing   Prices vary depending upon style
Courtesy Pay $36.00 per item1  
Foreign Item Deposit (Other) $10.00 per item Plus exchange
Foreign Item Deposit (U.S. Dollars) $5.00 per item  
Non-Sufficient Funds (NSF) $36.00 per item  
Negative Balance $5.00 per day After the fifth calendar day2
Overdraft Transfer Fee $5.00 per share Per share or checking account overdraft transfer.
Returned Deposit Item
$12.00 per item
 
Stop Payment Delete Fee
$12.00 per request
 
Stop Payment
$36.00 per request
 

1May be incurred when overdrawing accounts by check, ATM, ACH, debit card or other electronic transactions.
2Applies to all checking accounts excluding members with Standard Overdraft Protection and those under the age of 18.


Other Service Fees

 

Service Amount  More Information
Account Closing $25.00 If closed within 90 days of opening
Account Reconciliation $10.00 per half hour $10.00 minimum charge
Account Research $25.00 per hour $25.00 minimum charge
Bad Address $7.50 per month After two (2) consecutive months
Cashier's Check $10.00 per check Waived for Premium Checking account
Check Cashing $3.00 per item  
Debit Card Replacement Fee $6.00 per card
Waived for Premium Checking account
Dormant Account $10.00 per month After six (6) months. Waived for members under the age of 18.
Invalid ATM Deposit $35.00 per deposit  
Money Transfer Fee Inquire for current fee  
Tax Levy/Garnishment $100.00  
Statement Copy $5.00 per copy  
Verification of Deposit $15.00 per request  
Wire Transfer (Incoming) $15.00 per transfer  
Wire Transfer (Outgoing)
$30.00 per transfer
Please call (800) 845-0432
 


Electronic Funds Transfer (EFT) Fees

 

Service Amount  More Information
Foreign ATM** Withdrawal/Transfer Fee $3.00 per withdrawal or transfer Waived for Premium Checking.
Bill Pay Registered Self-Service Checking Non-Usage  $5.00 per month Waived if member registers for Zelle® and completes a Zelle® transaction.


Non-Member Fees

 

Service Amount More Information
Replacement Check $10.00 per check  
Cashing South Carolina Federal Checks $8.00 per check  
Coin Counter 8% Of cash value
ATM-surcharge $4.00 per transaction For using foreign cards in South Carolina Federal machines.
Notary Fee $5.00  


Bill Pay Fees

 

Service Amount  More Information
Non-Sufficient Funds $36.00 per item  
Overnight Check $13.00 per check  
Same Day Bill Pay $8.00 per item Payment delivery options may vary from biller to biller.
Bill Pay Registered Self-Service Checking Non-Usage Fee $5.00 per month Waived if member registers for Zelle® and completes a Zelle® transaction.

 



** ATM not owned by the Credit Union or in participating network.