Credit Card Rates

Competitive rates are just one feature of our Mastercard^® credit cards.

Credit Card: Mastercard^®

No annual fee. Secured credit card option. Cash back rewards¹.

Effective Date: March 1, 2026

	Platinum Mastercard^®	Platinum Cash Rewards Mastercard^®	World Mastercard^®
APRs for purchase/balance transfers as low as	13.74%	14.74%	15.74%
APRs for cash advances	17.99%	17.99%	17.99%

Calculators

Understanding how interest rates work can help you make informed financial decisions when comparing credit cards. South Carolina Federal Credit Union’s Platinum Mastercard^®, Platinum Cash Rewards Mastercard^®, and World Mastercard^® credit cards offer competitive Annual Percentage Rates (APRs) for purchases, balance transfers, and cash advances.

Planning a big purchase? Calculate your payoff.

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Take a closer look at your budget.

Get the right credit card.