Find the right loan for your vehicle, whether a car, truck, or SUV.

New

Effective Date: January 25, 2024
Loan Term More Than 10% Down2 Up To 10% Down2 0% Down2
New* APR3
0 - 63 Months (As low as)7.49%7.74%8.24%
64 - 75 Months (As low as)7.49%8.49%8.74%
76 - 84 Months (As low as) 8.24%8.99%9.24%

Used

Effective Date: January 25, 2024
Loan Term More Than 10% Down2 Up To 10% Down2 0% Down2
Used APR3
0 - 63 Months (As low as)7.99%8.24%8.74
64 - 75 Months (As low as)7.99%8.99%9.24
76 - 84 Months (As low as)8.74%9.49%9.74

Auto Loan Features: 

  • No payments for 90 days.1
  • Rate discounts available for Simple Checking or Premium Checking account holders. Don't have one? Open one today!
  • Great low rates, every day.
  • Flexible payment options.
  • No early payoff penalty.
  • Quick approval process.

And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach, and Spartanburg.

Calculators

1
Applies to new loans and external refinances. Existing South Carolina Federal loans are excluded. Certain restrictions apply.
2
Assumes a 100% loan to vehicle value ratio.
3
Annual Percentage Rate (APR) accurate as of 1/25/2024. Your actual rate will depend on your creditworthiness, term and collateral. Additional rates available and are subject to change.
*
New cars must be without prior title.
Terms and conditions subject to change without notice.
Subject to credit approval.