Find the right loan for your vehicle, whether a car, truck, or SUV.
New
Effective Date: April 22, 2024
| Loan Term | More Than 10% Down2 | Up To 10% Down2 | 0% Down2&3 |
|---|---|---|---|
| New* APR | |||
| 0 - 63 Months (As low as) | 7.49% | 7.74% | 8.24% |
| 64 - 75 Months (As low as) | 7.49% | 8.49% | 8.74% |
| 76 - 84 Months (As low as) | 8.24% | 8.99% | 9.24% |
Used
Effective Date: April 22, 2024
| Loan Term | More Than 10% Down2 | Up To 10% Down2 | 0% Down2&3 |
|---|---|---|---|
| Used APR | |||
| 0 - 63 Months (As low as) | 7.99% | 8.24% | 8.74 |
| 64 - 75 Months (As low as) | 7.99% | 8.99% | 9.24 |
| 76 - 84 Months (As low as) | 8.74% | 9.49% | 9.74 |
Auto Loan Features:
- No payments for 90 days.1
- Rate discounts available for Simple Checking or Premium Checking account holders. Don't have one? Open one today!
- Great low rates, every day.
- Flexible payment options.
- No early payoff penalty.
- Quick approval process.
And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach, and Spartanburg.
Calculators
Make your next move.
1
Applies to new loans and external refinances. Existing South Carolina Federal loans are excluded. Certain restrictions apply.
Sample auto repayment terms: consumers who qualify for the 8.24% APR and select the 75-month loan term would make 75 monthly payments of $17.10 per $1,000 borrowed.
2
Assumes a 100% loan to vehicle value ratio.
3
Your actual rate will depend on your creditworthiness, term and collateral. Additional rates available and are subject to change.
*
New cars must be without prior title.
Terms and conditions subject to change without notice.
Subject to credit approval.
Terms and conditions subject to change without notice.
Subject to credit approval.