Compare auto loan rates and finance your vehicle with the right loan option.
With affordable financing and flexible payment terms, we’ll get you on the road in no time.
New
| New1 Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 4.99% |
| 64 - 75 Months (As low as) | 4.99% |
| 76 - 84 Months (As low as) | 5.74% |
Used
| Used Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 5.49% |
| 64 - 75 Months (As low as) | 5.49% |
| 76 - 84 Months (As low as) | 6.24% |
Auto Loan Features:
- No payments for 90 days2
- Rate discounts available with automatic payment deduction from a Simple Checking or Premium Checking account holders. Don't have one? Open one today!
- Great low rates, every day
- Flexible payment options
- No early payoff penalty
- Quick approval process
And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach, and Spartanburg.
Calculators
- Give us a call at (800) 845-0432, visit a Financial Center, or Apply Online to get started.
- Get approved for your eligible auto loan by August 14.
- You're automatically entered for a chance to win one of six $1,000 gift cards.
That's it – no separate entry form required!
For all loan requests you will be asked to provide personal information:
- Name of each applicant
- Physical address (P.O. Box does not apply)
- Length of time at address
- Phone number
- E-mail address
- Social Security number
- Date of birth
- Income information
- Name of current employer
- Employer's address and phone number
- Length of employment
- Salary
- Position held
- Other applicable income (for example, retirement and/or pension)
- Current mortgage or rent obligations
- Name and phone number of nearest relative not living with you
- Loan application purpose
- Collateral information, if applicable.
Click here for more information about the loans we offer, or visit a local financial center or contact us.
Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking5All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates., or statements.