Compare auto loan rates and finance your vehicle with the right loan option.
Whether you have a car, truck, or SUV, we have the loan for you.
With affordable financing and flexible payment terms, we’ll get you on the road in no time.
With affordable financing and flexible payment terms, we’ll get you on the road in no time.
New
Effective Date: June 1, 2026
| New1 Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 4.99% |
| 64 - 75 Months (As low as) | 4.99% |
| 76 - 84 Months (As low as) | 5.74% |
Used
Effective Date: June 1, 2026
| Used Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 5.49% |
| 64 - 75 Months (As low as) | 5.49% |
| 76 - 84 Months (As low as) | 6.24% |
Auto Loan Features:
- No payments for 90 days2
- Rate discounts available with automatic payment deduction from a Simple Checking or Premium Checking account holders. Don't have one? Open one today!
- Great low rates, every day
- Flexible payment options
- No early payoff penalty
- Quick approval process
And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, Myrtle Beach, and Spartanburg.
Calculators
Your Chance to Win $1,000 Starts Here
Your Chance to Win $1,000 Starts Here
- Give us a call at (800) 845-0432, visit a Financial Center, or Apply Online to get started.
- Get approved for your eligible auto loan by August 14.
- You're automatically entered for a chance to win one of six $1,000 gift cards.
That's it – no separate entry form required!
Make your next move.
