Business Mastercard Debit Card

Purchasing power and expense control in one versatile package.
Faster payments
When your business needs something now, mailing a check can take too long.
Exciting rewards
Earn points with card purchases that can be redeemed for gift cards, merchandise, and more.
Better record-keeping
Each transaction generates a detailed summary that can be used to track expenses.
Enhanced security
Cards come with EMV chips and also include 24/7 Mastercard® assistance.

Our cards offer one advantage after another.

Make easy purchases online, over the phone, or inside the store. Use detailed transaction records for deeper budget analysis. Get 24-hour help if you lose a card or suspect identity theft. And to sweeten the deal, our Mastercard® Business Debit Card includes a rewards program that can add some enjoyment to your daily routine. All of it is included when you open a Business Checking account.

  • One rewards point for every five dollars you spend through uChoose Rewards®.
  • Free debit cards for your employees listed on the account; create individual spending limits or restrict types of transactions.
  • Mastercard® Zero Liability policy means your business isn't held responsible for unauthorized purchases.
  • Link debit cards to mobile devices for one-tap Digital Wallet purchases.
  • Access accounts through a nationwide network of ATMs.
  • Mastercard Easy Savings® program lets you earn rebates on qualified purchases at participating merchants.
  • Instant issue debit card for purchasing office supplies, business dinners, and more. 
Business Checking Debit Card
How to earn pointsMust first enroll with the uChoose Rewards program on the website.
Earning rewards$5 = 1 point
What can points be redeemed for?Merchandise, travel, activities, gift cards, and more
Minimum points to redeem1,500 points
Expiration of points5 years
Set your business up for success by building cash reserves.
Earn dividends while maintaining liquidity or explore longer term solutions that help you save even more.
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To register your MasterCard® Business Debit Card, visit and follow the registration steps using the last four digits of the EIN/TIN. If you have already earned points, you will see your totals. Points are posted between the 15th and the 25th of the following month.

MasterCard® Debit cardholders earn 1 uChoose Rewards point for every $5 on all signature-based transactions. Mastercard® Business Credit cardholders earn 1 uChoose Rewards point for every $1 on all transactions. Each debit or credit card on the business account will receive points for transactions.

Points can be redeemed at for up to 5 years from the date of purchase. 

Business credit card and debit cardholders can redeem points for rewards online by following these steps:
  • Visit
  • Select the “Merchandise” link to view the merchandise catalog.
  • Add the desired merchandise awards to your shopping cart for redemption.
  • Click on the "Proceed to Checkout" button to place your order online.
  • Enter your name, shipping address, and a telephone number, and click "Transmit Order" to submit your order.
  • You will receive a confirmation number after your order has been submitted.

Keep records of your order until you receive your award merchandise. Points can be redeemed for travel awards online or via phone.

Travel awards that can be redeemed through the uChoose Rewards Travel Agency include:
  • Airline tickets
  • Hotel certificates
  • Car certificates
  • Vacation packages
  • Experiences
  • Cruises
Click here to learn more about business insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.