Take the first step down the road to a better financial future.
Welcome aboard!
Opening a Share Account establishes your membership in South Carolina Federal Credit Union.
What's next?
Open a checking account, apply for a loan, or make use of our many other financial services.
Competitive dividends
Once your balance tops $150, your money starts earning dividends.
24/7 convenience
Move money in and out of your account with Online and Mobile Banking.*

Ready to get started? We look forward to getting to know you.

Open a Share Account and you become a member of South Carolina Federal Credit Union, a local financial institution that focuses on friendly service and helping people reach their goals. You also start a savings journey that can lead to long-term security and prepare you for anything the future might hold.
  • $10 minimum opening deposit.
  • Easy online application.
Effective Date: May 21, 2024
Account Type Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield1
Share Savings$150.00 0.10% 0.10%
Christmas Club$5.00 0.10% 0.10%
IRA Savings$100.00 0.20% 0.20%
asked questions
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You can open an account by visiting a financial center, calling (800) 845-0432, or online.

To view Checking account options and learn more, click here
To view Savings account options and learn more, click here

Required documents:
  • A valid driver's license or government-issued photo ID
  • U.S. Social Security Number
  • Credit/debit card to fund the account 
You must be a U.S. citizen or a U.S. resident alien.

The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts. 

  • You can locate your account number by clicking on the eye icon within Online or Mobile Banking.1
  • If you have checks for your account, your account number is the second string of characters printed on the bottom of your checks:

    Check Sample

  • You can also view your account number on your membership card that you received when you opened your account.
To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User," and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Carolina Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.
If you have registered for Online Banking, you are automatically enrolled in eStatements.
Managing your money made easy.
Simplify money management with flexible checking features that fit your lifestyle.