Loans
For all loan requests you will be asked to provide personal information:
- Name of each applicant
- Physical address (P.O. Box does not apply)
- Length of time at address
- Phone number
- E-mail address
- Social Security number
- Date of birth
- Income information
- Name of current employer
- Employer's address and phone number
- Length of employment
- Salary
- Position held
- Other applicable income (for example, retirement and/or pension)
- Current mortgage or rent obligations
- Name and phone number of nearest relative not living with you
- Reason for loan application
To apply now, get started with an online loan inquiry, visit a local financial center or contact us.
For all vehicle loan requests, you will be asked to provide the following information:
- Year
- Make, model, and vehicle identification number
- Mileage
- Additional equipment or options
- A copy of the purchase agreement or bill of sale will be required at or prior to loan closing.
- A personal financial statement for all unsecured loan requests for more than $10,000.
To apply now, get started with an online loan inquiry, visit a local financial center or contact us.
Vehicles can be purchased out-of-state and online. To determine eligibility, an application must be submitted with all buyer and vehicle information in addition to:
- Name of dealership or individual
- Current vehicle financing institution or a clear title
- State vehicle is currently registered
- Certain documents may be required but are not limited to the following:
- Titling approval letter
- Original title
- Supporting titling documents
- Copy of buyer’s order with account number
- Form 400
- Power of attorney (signed by buyer)
- Property tax receipt or current registration card
- DMV titling fees
All South Carolina DMV forms may be printed from www.scdmvonline.com.
To apply now, get started with an online loan inquiry, visit a local financial center or contact us.
Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.