Simple Checking

Want the essentials? Simple!

As Easy as It Sounds

Sometimes it's best to keep it simple, like with our Simple Checking account.

This straightforward account comes with the benefits you need and fewer fees. It's simplicity at its finest.

Simple Checking features:

The best part is Simple Checking accounts monthly fee is waived as long as ONE of the following is met each month:

Average daily balance of $1,000¹ in your Simple Checking account
Monthly direct deposit of at least a single amount of $250² or more, and 10 signature-based debit card transactions
Month-end loan balance³ of $10,000 or more
Monthly direct deposit of at least a single amount of $250² or more and an open South Carolina Federal Mastercard credit card⁴
First mortgage

These requirements are also waived for members who are 25 years old or younger.

* Subject to loan approval. Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.
¹The Average Daily Balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
²Direct Deposit must come directly into checking from the payroll source (allocations are not considered).
³May combine auto, boat, Personal Access Line, etc. (all consumer loans, excluding First Mortgage and/or credit card).
⁴Card must be open and in good standing.

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