25 and under Simple Checking

No monthly fees. No kidding.

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It's Good to Be Young

Good news! If you're between the ages of 13 and 25, you can get a South Carolina Federal Simple Checking* account with ZERO monthly fees!

We even have you covered if you make a mistake in your Simple Checking account with our Oops Refund. Just tell us when you need it (one fee refund of up to $35 per quarter), and we'll do the rest.

Simple Checking features:

  • Instant issue debit card
  • Discounted vehicle loan rates**, a 0.25% APR reduction
  • Free online bill pay
  • Free and unlimited branch and contact center services
  • No fee for members age 25 and under
  • Oops Refund

If you're 18-25, you can open your Simple Checking account over the phone or in person at your local financial center with an opening deposit of $25.

If you're 13-17, you'll need to bring the following to your local financial center to get started:

  • A qualified adult joint owner
  • Tax identification number with proper ID (social security card or military ID)
  • Opening deposit of $25
  • *A savings account with the minimum deposit of $10 is required for membership.
  • ** Subject to loan approval. Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.

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It doesn't get more smpl. than this.

As your local source for fun events, solid info, and smart wallet tips, smpl. is here to help a younger crowd get financially savvy, meet their peers, and stay involved in community.