25 and under Simple Checking

Good news! If you're between the ages of 13 and 25, you can get a South Carolina Federal Simple Checking* account with ZERO monthly fees!

We even have you covered if you make a mistake in your Simple Checking account with our Oops Refund. Just tell us when you need it (one fee refund of up to $35 per quarter), and we'll do the rest.

Simple Checking features:

• Instant issue debit card
• Discounted vehicle loan rates**, a 0.25% APR reduction
• Free online bill pay
• Free and unlimited branch and contact center services
• No fee for members age 25 and under
• Oops Refund*** - Everyone makes mistakes now and then. With your checking account, you are entitled to one fee refund per quarter. Just tell us when you need it.

If you're 18-25, you can open your Simple Checking account over the phone or in person at your local financial center with an opening deposit of $25.

If you're 15-17, you'll need to bring the following to your local financial center to get started:

• A qualified adult joint owner
• Tax identification number with proper ID (social security card or military ID)
• One form of a current government-issued photo identification. Photo identification must include:
• Picture
• Signature
• Issue Date
• Expiration Date
• Opening deposit of $25

If you are 14 years old and under, the minor is not required to have a photo ID to establish the account. Instead, SC Federal requires that a Social Security Card or Military ID be provided in order to verify the minor’s Social Security Number, plus an opening deposit of $25.

• *A savings account with the minimum deposit of $10 is required for membership.
• ** Subject to loan approval. Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.
• ***Refund requests accepted by phone or in person at any financial center. Can be used for courtesy pay fee, non-sufficient funds (NSF) fee, stop payment fee, or foreign ATM fee.