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Step 2: Qualify For Membership

  • Charleston
  • Dorchester
  • Berkeley
  • Calhoun
  • Georgetown
  • Orangeburg
  • Most of Lexington and Richland Counties

Check your address with our Membership Mapping tool

You can also join if an immediate family or household member qualifies, even if that person does not have an account with us. "Immediate family or household" includes:

  • Spouse
  • Children/Stepchildren/Adopted children
  • Sibling/Stepsibling
  • Parents/Stepparents
  • Grandparents
  • Grandchildren
  • Two people sharing a residence (home, apartment, condo)
  • Domestic partners (unmarried people who live together)
  • Legal guardian relationships

What Do I Need To Open An Account Online?

  • Social Security number
  • Drivers license number
  • Valid email address
  • Current address information (include previous if at current less than 2 years)

What is the minimum amount I can fund a new account with?

  • Savings = $10
  • Checking = $25

Next Step: Open your account online!

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Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).