Fee schedule

ACCOUNT FEES

Check Printing

Prices vary depending upon style

Courtesy Pay

$36.00 per item¹

Foreign Item Deposit (Other)

$10.00 per item

Plus exchange

Foreign Item Deposit (U.S. Dollars)

$5.00 per item

Non-Sufficient Funds (NSF)

$36.00 per item

Negative Balance

$5.00 per day

After the fifth day²

Overdraft Transfer Fee

$5.00 per share

Or checking account overdraft transfer.

Returned Deposit Item

$12.00 per item

Stop Payment Delete Fee

$12.00 per request

Stop Payment

$35.00 per request

¹May be incurred when overdrawing accounts by check, ATM, ACH, debit card or other electronic transactions.
²Applies to all checking accounts excluding members with Standard Overdraft Protection and those under the age of 18.

OTHER SERVICE FEES

Account Closing

$25.00

If closed within 90 days of opening

Account Reconciliation

$10.00 per half hour

$10.00 minimum charge

Account Research

$11.00 per half hour

$11.00 minimum charge

Bad Address

$5.00 per month

After two (2) consecutive months

Cashier's Check

$10.00 per check

Waived for Premium Checking account

Check Cashing

$3.00 per item

Debit Card Replacement Fee

$6.00 per card

Waived for Premium Checking account

Dormant Account

$10.00 per month

After six (6) months. Waived for members under the age of 18.

Invalid ATM Deposit

$35.00 per deposit

Money Transfer Fee

Inquire for current fee

Statement Copy

$5.00 per copy

Verification of Deposit

$15.00 per request

Wire Transfer (Incoming)

$15.00 per transfer

Wire Transfer (Outgoing)

$30.00 per transfer

Please call 800-845-0432

SAFE DEPOSIT BOX FEES

3 x 5 Size

$45.00

5 x 5 Size

$60.00

3 x 10 Size

$65.00

5 x 10 Size

$85.00

10 x 10 Size

$135.00

Change of Locks

$125.00 per lock

Drilling of Boxes

$125.00 per box

Premium Checking Member Discount

$20.00

Discount on any box size

SHARE SAVINGS FEES

Account Service Fee

$6.00 per month

Waived for eStatement users, members age 18 and under, and for accounts opened 90 days or less.

Account Withdrawal Fee

$5.00 per withdrawal

If more than three (3) per month.

Low Balance

$6.00 per month

If average daily balance is less than $100¹.

Par Value of One Share

$5.00

CHECKING FEES

Premium Checking

$12.00 per month

If qualifying relationship is not met. Waived for accounts opened 30 days or less.

Simple Checking

$8.00 per month

If qualifying relationship is not met. Waived for accounts opened 30 days or less.

Self-Service Checking

$3.00 per month

If qualifying relationship is not met. Waived for accounts opened 30 days or less.

MONEY MARKET FEES

Account Withdrawal Fee

$10.00 per withdrawal

If more than six (6) per month.

Low Balance Fee

$10.00 per month

If daily balance ($1,000) requirement is not met.

ELECTRONIC FUNDS TRANSFER (EFT) FEES

Foreign ATM Withdrawal/Transfer Fee

$3.00 per withdrawal or transfer

Waived for Premium Checking.

External Transfer Fee

$2.00 per outgoing transfer

NON-MEMBER FEES

Replacement Check

$5.00 per check

Cashing South Carolina Federal Checks

$5.00 per check

Coin Counter

8%

Of cash value

ATM-surcharge

$3.50 per transaction

For using foreign cards in South Carolina Federal machines.

CHRISTMAS CLUB FEES

Account Withdrawal Fee

$5.00 per withdrawal

If more than four (4) per year.

MY WHATEVER SAVINGS

Account Withdrawal Fee

$5.00 per withdrawal

If more than four (4) per year.

BILL PAY FEES

Stop Payment

$35.00 per request

Non-Sufficient Funds

$36.00 per item

Overnight Check

$13.00 per check

Same Day Bill Pay

$8.00 per item

Payment deliver options may vary from biller to biller.

Bill Pay Registered Self-Service Checking Non-Usage Fee

$5.00 per month

Waived if member registers for Zelle® and completes a Zelle® transaction.

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Business

Fees effective as of February 1, 2021

ACCOUNT FEES

OTHER SERVICE FEES

SAFE DEPOSIT BOX FEES

SHARE SAVINGS FEES

CHECKING FEES

MONEY MARKET FEES

ELECTRONIC FUNDS TRANSFER (EFT) FEES

NON-MEMBER FEES

CHRISTMAS CLUB FEES

MY WHATEVER SAVINGS

BILL PAY FEES

Financial Center Lobbies:

Contact Center Call-in Hours:

Drive-Up:

Fee Schedule

Fees effective as of February 1, 2021

ACCOUNT FEES

OTHER SERVICE FEES

SAFE DEPOSIT BOX FEES

SHARE SAVINGS FEES

CHECKING FEES

MONEY MARKET FEES

ELECTRONIC FUNDS TRANSFER (EFT) FEES

NON-MEMBER FEES

CHRISTMAS CLUB FEES

MY WHATEVER SAVINGS

BILL PAY FEES

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