Fee Schedule

Fees effective as of February 1, 2021

ACCOUNT FEES

Account Type
Amount
More information
Check Printing
Prices vary depending upon style
Courtesy Pay
$36.00 per item1
Foreign Item Deposit (Other)
$10.00 per item
Plus exchange
Foreign Item Deposit (U.S. Dollars)
$5.00 per item
Non-Sufficient Funds (NFS)
$36.00 per item
Negative Balance
$5.00 per day
After the fifth day2
Overdraft Transfer Fee
$5.00 per share
Or checking account overdraft transfer.
Returned Deposit Item
$12.00 per item
Stop Payment Delete Fee
$12.00 per request
Stop Payment
$35.00 per request

OTHER SERVICE FEES

Service
Amount
More Information
Account Closing
$25.00
If closed within 90 days of opening
Account Reconciliation
$10.00 per half hour
$10.00 minimum charge
Account Research
$11.00 per half hour
$11.00 minimum charge
Bad Address
$5.00 per month
After two (2) consecutive months
Cashier's Check
$10.00 per check
Waived for Premium Checking account
Check Cashing
$3.00 per item
Debit Card Replacement Fee
$6.00 per card
Waived for Premium Checking account
Dormant Account
$10.00 per month
After six (6) months. Waived for members under the age of 18.
Invalid ATM Deposit
$35.00 per deposit
Money Transfer Fee
Inquire for current fee
Statement Copy
$5.00 per copy
Verification of Deposit
$15.00 per request
Wire Transfer (Incoming)
$15.00 per transfer
Wire Transfer (Outgoing)
$30.00 per transfer
Please call 800-845-0432

SAFE DEPOSIT BOX FEES

Service
Annual Fee
More Information
3 x 5 Size
$45.00
5 x 5 Size
$60.00
3 x 10 Size
$65.00
5 x 10 Size
$85.00
10 x 10 Size
$135.00
Service
Amount
More Information
Change of Locks
$125.00 per lock
Drilling of Boxes
$125.00 per box
Premium Checking Member Discount
$20.00
Discount on any box size

SHARE SAVINGS FEES

Service
Amount
More Information
Account Service Fee
$6.00 per month
Waived for eStatement users, members age 18 and under, and for accounts opened 90 days or less.
Account Withdrawal Fee
$5.00 per withdrawal
If more than three (3) per month.
Low Balance
$6.00 per month
If average daily balance is less than $1001.
Share Value
Amount
Par Value of One Share
$5.00

CHECKING FEES

Service
Amount
More Information
Premium Checking
$12.00 per month
If qualifying relationship is not met. Waived for accounts opened 30 days or less.
Simple Checking
$8.00 per month
If qualifying relationship is not met. Waived for accounts opened 30 days or less.
Self-Service Checking
$3.00 per month
If qualifying relationship is not met. Waived for accounts opened 30 days or less.

MONEY MARKET FEES

Service
Amount
More Information
Account Withdrawal Fee
$10.00 per withdrawal
If more than six (6) per month.
Low Balance Fee
$10.00 per month
If daily balance ($1,000) requirement is not met.

ELECTRONIC FUNDS TRANSFER (EFT) FEES

Service
Amount
More Information
Foreign ATM Withdrawal/Transfer Fee
$3.00 per withdrawal or transfer
Waived for Premium Checking.
External Transfer Fee
$2.00 per outgoing transfer

NON-MEMBER FEES

Service
Amount
More Information
Replacement Check
$5.00 per check
Cashing South Carolina Federal Checks
$5.00 per check
Coin Counter
8%
Of cash value
ATM-surcharge
$3.50 per transaction
For using foreign cards in South Carolina Federal machines.

CHRISTMAS CLUB FEES

Service
Amount
More Information
Account Withdrawal Fee
$5.00 per withdrawal
If more than four (4) per year.

MY WHATEVER SAVINGS

Service
Amount
More Information
Account Withdrawal Fee
$5.00 per withdrawal
If more than four (4) per year.

BILL PAY FEES

Service
Amount
More Information
Stop Payment
$35.00 per request
Non-Sufficient Funds
$36.00 per item
Overnight Check
$13.00 per check
Same Day Bill Pay
$8.00 per item
Payment deliver options may vary from biller to biller.
Bill Pay Registered Self-Service Checking Non-Usage Fee
$5.00 per month
Waived if member registers for Zelle® and completes a Zelle® transaction.