Business Share Certificates

Higher-earning Certificates can be a timely piece of your savings strategy.
Set your schedule
Choose a Share Certificate savings period that fits your company's financial plans.
Pick a starting point
It takes only $500 to open a Share Certificate, but you can go to $50,000 and beyond.
Lock into a rate
The dividend rate will never change, allowing for easy projections of your eventual earnings.
Feel secure
Deposits up to $250,000 are insured by the National Credit Union Administration.

Your money can be ready right when you need it.


Successful businesses are forward-looking, with plans in the pipeline for the next quarter, the next year and further into the future. Business Share Certificates come in a wide range of savings periods, allowing you to match your planning and investment cycles so that earnings are available when it is time to take action.

  • Minimum deposit of $500.
  • Choose Share Certificates ranging from 3 months to 5 years.
  • Share Certificates pay higher dividend rates than most standard business savings accounts.
  • In general, longer term certificates pay even higher rates.
  • Our 36-month Step-Up option lets you move to a higher dividend rate should rates rise during your Certificate term.
  • Earn even higher rates with Jumbo Share Certificates when you have over $50,000 more to invest.
Open a Business Share Certificate.
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We offer certificates, available on business accounts:

  • Regular certificates are opened with a minimum of $500.

  • Jumbo certificates are opened with a minimum of $50,000.

  • Terms range from 3 months to 60 months.

  • Rates are subject to change at any time and vary based on your balance and term.

To open a certificate now, visit a local financial center or contact us.

We offer ability to:

  • View transaction history to include; balances, deposits, cleared checks or dividends.

  • Track spending and download transactions to Quick Books.

  • Make loan payment.

  • Conduct account research.

  • Apply stop payments.

  • Allow multiple users within a company to have assigned levels of access and authority.

  • Conduct wire transfers for members who qualify.

  • Send ACH payments for Business Members who qualify (direct debit/credit to other accounts).

  • Schedule transfers.

  • Pay Bills.

Get the credit card that gets down to business.

Purchasing power and cost control combine in this business rewards credit card.