Christmas Club

New Savings, New Cash, New Year!

Start Saving Today

No minimum balance fee 

No hidden or monthly fees as long as you do not withdraw more than 4 times per year.

$5 opening deposit 

All you need is $5 deposit to open an account. 

Earn dividends

Start growing your holiday savings on a $5 minimum balance. 

It's never too soon to save for 2023 holiday season.

All you need is $5 deposit to open an account. Give us a call at

1-800-845-0432 or

Submit your Application Online

Tips for Holiday Savings

Gift box

9 Saving Tips: Holiday Gift-Giving on a Student Budget

4 tips for navigating the holiday season

Goal Setting: Prepare Early for Holiday Spending

Christmas Club Savings Rates

Account Type
Minimum Balance to Earn APY
Rate
Annual Percentage Yield1
Christmas Club
$5.00
0.10%
0.10%
Get Started Today
Make an Appointment

Not sure on what to bring to your appointment? Click here for a quick guide.

 

Additional Features

  • Eligibility -  Savings account with South Carolina Federal is required. 
  • Convenience - Automatically transfers to your Share Savings account on November 1st – just in time for the Holiday!
  • Dividends -  Dividends compound and post quarterly on average daily balance of $5.00 or above.
  • Flexibility - Transactions and balances will appear on monthly statements and can be viewed on members Online and Mobile Banking account
  • Withdrawal -   Includes four free withdrawals per year. $5 fee per withdrawal will apply to any additional withdrawals.
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1Rates are subject to change after account opening. Fees and withdrawals may reduce earnings on account.
Dividend Rates are accurate as of 4/7/2023 and are subject to change daily.