Business Term Loan

Drive your business to the next level with loans for vehicles and equipment.
No complications
We offer easy-to-get, simple-to-understand term loans for a variety of purposes.
Attractive rates
Reduced interest payments leave you with more funds for other initiatives.
Easy payment process
Schedule automatic monthly payments using Online Banking.
Customized terms
Our loans can be tailored to work with your cash flow, budget, and other financial factors.

Make the upgrades that keep you ahead of the curve.


Modernize your equipment. Expand your vehicle fleet. Get capital for mission-critical projects. South Carolina Federal Credit Union term loans allow businesses to make timely investments necessary to grow and compete. Our experienced lenders will listen to your plans and customize terms to fit your specific needs.

Vehicle Loans
  • Flexible terms.
  • Competitive interest rates.
Equipment Loans
  • Length of term depends on life of asset.
  • Up to 75% financing.
  • Competitive interest rates.
Please click here to view the documents you will need to open a business account.
Ask about a Business Term Loan.
Frequently asked questions
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Please click here to view the documents you will need to open a business account. 

Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.

Click here to learn more about business insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.
Get the credit card that gets down to business.

Purchasing power and cost control combine in this business rewards credit card.

Rate may vary based on individual creditworthiness. Terms and conditions subject to change without notice. Subject to credit approval.