Business Line of Credit

Easy access to funding allows you to react when the time is right.
Ultimate flexibility
Funds can be used for almost any expense your business may encounter.
Competitive rates
Flexible payment options and a low maintenance fee also keep costs under control.
Immediate access
Tap into your credit line anytime through your company's Online Banking account.
A total team effort
Experienced business lenders will offer insights and assistance during the application process.

Address your financial needs at a moment's notice.


Repair equipment or restock inventory. Purchase supplies or cover periods of slow cash flow. Business situations that require immediate action can arise at any time. With a line of credit from South Carolina Federal Credit Union, you can take care of the issue at hand and keep your business moving forward.

  • Secured or unsecured options available.
  • Revolving loan fund with annual renewals.
  • Access funds online and at South Carolina Federal financial centers.
  • Low, flat annual fee of 0.25%, regardless of amount.
  • Link this credit line to your business checking account for overdraft protection.
Please click here to view the documents you will need to open a business account.
Apply for a Business Line of Credit.
Frequently asked questions
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Please click here to view the documents you will need to open a business account. 

Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.

Click here to learn more about business insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.
Get the credit card that gets down to business.

Purchasing power and cost control combine in this business rewards credit card.

Rate may vary based on individual creditworthiness. Terms and conditions subject to change without notice. Subject to credit approval.