Business Loans: Financing that Fits Your Needs

At South Carolina Federal, we understand that every business is unique. That’s why our local Business Services Officers work with you to evaluate your business needs and develop the right financing strategy based on your goals. We want to do more than just lend money; we want to help you grow your business. And that’s exactly what we’ve been doing for local business owners for the past 80 years. Learn more about our business lending options:

Commercial Real Estate Loans

For commercial real estate financing, we offer fixed-rate as well as commercial construction loans with committed take-out terms.

Business Term Loans

If you need a new vehicle or equipment investment to move your business forward, we have low interest rate term loans that can help.

Business Operating Line of Credit

Improve your business cash flow with a secured or an unsecured operating line of credit.

Small Business Administration (SBA) 504 Loans

Best suited for borrowers who are expanding their business through building acquisition, land acquisition, construction, and equipment finance, SBA 504 loans can help make big moves happen.

Business Home Equity Line of Credit (B-HELOC)

A Business Home Equity Line of Credit (B-HELOC) gives you the option to use your personal property as collateral for your business needs.