You will always remember your first set of wheels.
And at South Carolina Federal Credit Union, we hope you remember our simplified financing process in the same positive light. We are passionate about exceeding your expectations as we guide you through this exciting experience. To help you get started, we offer a how-to guide for first-time car buyers.- How many passengers will you typically have?
- What type of driving do you do: highway, off-road, surface streets?
- Is fuel economy important because you have a long commute?
- What safety features are important to you?
- How much cargo space do you need?
- Do you prefer new or used?
- Do you need auto insurance for your teen driver? Check out the Parent Portal to learn more.
As the paperwork process begins, be sure to review all of it thoroughly, ask questions about anything you do not understand and keep copies for yourself. After it is all said and done, once those keys are in your hands, you will officially be a car owner. Congratulations!
New
LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
---|---|---|---|
New* APR3 | |||
0 - 63 Months (As low as) | 6.74% | 6.99% | 7.49% |
64 - 75 Months (As low as) | 6.74% | 7.74% | 7.99% |
76 - 84 Months (As low as) | 7.49% | 8.24% | 8.49% |
Used
LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
---|---|---|---|
Used APR3 | |||
0 - 63 Months (As low as) | 7.24% | 7.49% | 7.99% |
64 - 75 Months (As low as) | 7.24% | 8.24% | 8.49% |
76 - 84 Months (As low as) | 7.99% | 8.74% | 8.99% |
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711
First Mortgage Payments Only
South Carolina Federal Credit Union
P.O. Box 371306
Pittsburgh, PA 15250-7306
Loan Payments
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349
Overnight Loan Payments
South Carolina Federal Credit Union
6265 Rivers Avenue
North Charleston, SC 29406
A payoff quote is available for all loans and will include accrued interest and the daily per diem.
To obtain today's payoff or a 10 business day payoff quote for auto, boat, recreational vehicle, credit cards, or personal loans, visit a financial center or contact us. Any overage of your payoff will be deposited into your savings account or returned to you in an overpayment check.
For first mortgages, please contact Dovenmuehle at (877) 636-9534.
For second mortgages/HELOCs, please visit a financial center or fax your payoff request to our Fulfillment Operations Team at (843) 737-7400. The request must include:
- Member name
- Member Social Security number
- Account number
- Payoff (good through) date
- Return fax number
- Copy of a signed authorization of release form from member requesting this information.
Once payoff is given, Second Mortgage/HELOC will be locked and no advances can be taken.
Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking or statements.
If you would like to make short term payment arrangements, you may also contact our Loss Prevention Team at (843) 569-5045 or (800) 845-0349.
