Remote Deposit Capture

Deposit checks remotely to save valuable time during your business day.
Save valuable time
No bank deposits, no driving to an ATM, no night drops, and no deposit slips required.
Unlimited activity┬╣
Deposit as many checks as you wish, every day.
Fast, convenient, and secure
Set up the system in your office or on the job site for your deposits.

Find business efficiencies with South Carolina Federal Credit Union.

When you set up Remote Deposit Capture, you equip your company with technology that speeds up check depositing and smooths out your processes. Spend less time depositing checks and more time running your business with Remote Deposit Capture.

Deposit your checks quickly
Step 1
Log in to the remote deposit capture site.
Step 2
Endorse your check and include "For Remote Deposit Only" on the back.
Step 3
Scan your checks with a system-compatible scanner2 and see deposited funds next business day.
Set up Remote Deposit Capture.
Frequently
asked questions
Check deposits made using Remote Deposit are subject to verification and will generally be available for withdrawal within two business days.

Once you reach the screen showing "Deposit Pending," the system has accepted your deposit. Next, the remote deposit administrator will review your deposit and accept or deny it. You will not receive notification of this decision. You can review the status of your deposit in Online and Mobile Banking1.

Deposits received on weekends, federal holidays, and after 5 p.m. ET Monday through Friday are processed the following business day.
 

Once your check image has been credited to your account, you must retain the original check for sixty days. You may not present the original check or any image or substitute check created from the original check for payment at any other financial institution. During this 60-day period, you must store the original paper check securely and you must make the original paper check available to us for review at any time and as necessary for us to facilitate the clearing and collection process, to address third party claims, or for our own audit purposes.

You are not limited to the number of deposits you can make using Remote Deposit. However, there are daily and per item limits on the deposit amounts that can be processed per user. Members cannot deposit more than:

  • $7,500 per item.
  • $7,500 per day.
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1
Fees may apply. Refer to Business Rate and Fee Schedule.
2
Scanner is not provided by the credit union
*
All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before using service. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates