Put your plans into action with Home Equity Loans & Lines of Credit.
Flexible funding
Choose a lump-sum loan or a revolving line of credit.
Everyday low rates
Our member-owned status makes it possible.
No pre-payment penalty
Pay off your loan or line whenever you wish.
Your financing options present opportunities.
Whether you have a home improvement project in mind, debt to consolidate, a wedding to plan, or any number of significant life situations, your home's equity can hold the key to affordable financing. With a HELOC or loan from South Carolina Federal Credit Union, you choose how to access that equity.Does a HELOC or Home Equity Loan make more sense for you?
| Home Equity Loan | Home Equity Line of Credit |
|---|---|
| Receive all your funds at once | Access your funds as you need them |
| Set monthly payments | Only pay for the funds you use |
| One-time use | Revolving line of credit |
| Fixed rate | Variable rate |
Put your equity to work.
