Auto Loans

No payments for 90 days

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AUTO - Cars, Trucks & SUVs

No payments for 90 days1
New* and Used APR2
LOAN TERM
MORE THAN 10% DOWN3
UP TO 10% DOWN3
0% DOWN3
0 - 63 Months
As low as 4.99%
As low as 5.24%
As low as 5.74%
64 - 75 Months
As low as 4.99%
As low as 5.99%
As low as 6.24%
76 - 84 Months
As low as 5.74%
As low as 6.49%
As low as 6.74%
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Auto Loan Features: 

  • No payments for 90 days
  • Rate discounts available for Simple Checking or Premium Checking account holders. Don't have one? Open one today!
  • Great low rates, every day
  • Flexible payment options
  • No early payoff penalty
  • Quick approval process

And with our pre-qualification program, you can apply before you shop! Come experience the many benefits of auto loans through South Carolina Federal. Serving members throughout South Carolina, including Charleston, Columbia, Florence, Georgetown, Greenville, and Spartanburg.

1Applies to new loans and external refinances. Existing South Carolina Federal loans are excluded. Certain restrictions apply.
2Annual Percentage Rate (APR) accurate as of 9/27/2022. Your actual rate will depend on your creditworthiness, term and collateral.
3Assumes a 100% loan to vehicle value ratio.
*New and used rates are the same. New cars must be without prior title. Additional rates available, are subject to change, are based on your credit worthiness.
Terms and conditions subject to change without notice.
Subject to credit approval.

First-time car buyer?

Buying a car for the first time can feel overwhelming, but at South Carolina Federal, we keep it simple and easy. We'll walk you through each step in the process, so you understand how much car you can afford and what it's going to cost you each month.

Find the resources you need to make car buying a breeze.


We do insurance too!

Our members can save big on auto insurance! Insurance Solutions*** offers competitive quotes from dozens of top-rates carriers. Plus, our affordable Guaranteed Asset Protection (GAP)**** insurance provides financial protection from certain types of loss that are not covered by standard automobile insurance, and can help you pay off the loan difference if there is an accident or a total loss. Ask about our Mechanical Breakdown Insurance, too. New or used cars, trucks, SUVs and motorcycles are all eligible.

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