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on PURCHASES for 6 months made within the first 60 days of card opening(Variable APR ranging from 14.49% to 17.49% thereafter.2)

Great rewards, no annual fee — LIFE COSTS LESS WITH ZERO.

It seems that costs for everything from groceries to going out to dinner just keep rising. Isn't it time to give your wallet a break? We think so too! That's why we are offering 0% INTRO APR1 on purchases for 6 months made within the first 60 days of card opening on all of our credit cards.

Plus, you can redeem your rewards points for terrific items or enjoy cash back, and earn a special one-time bonus with select cards during your first 90 days. Plus, you’ll also save without those pesky annual fees charged by other cards. 

The choice is yours. Three cards - each with our "zero" offer!

Platinum
Mastercard®

Platinum Cash Rewards
Mastercard®

World
Mastercard®

 
 
 
Rewards
$1 = 1 Reward Point3
1% Cash Back3
1.5% Cash Back3
APR as Low as
Prime + 6.99%4
Prime + 7.99%4
Prime + 8.99%4
Annual Fee
None
None
None
One-Time Bonus
None
$50 on $500 Spent in First 90 Days5
$150 on $1,500 Spent in First 90 Days5
Reward Expiration
5 Years
No Expiration
No Expiration
Minimum Credit Line
$500
$500
$2,500
Secured Card Option
Yes
Yes
Yes

Card designs as unique as your place in the world.

With a Platinum or Cash Rewards card, you can choose from six Lowcountry images that honor the beauty and history of South Carolina, all featuring iconic images of our state.

Mastercard
Platinum

mastercard platinum
Rewards5
$1 = 1 Reward Point
APR
Prime + 5%4
Annual Fee
None
One-Time Bonus5
None
Reward Expiration
5 Years
Minimum Credit Line
$500
Apply Now

Mastercard
Cash Rewards

mastercard cash rewards
Rewards5
1% Cash Back
APR1
Prime + 7%4
Annual Fee
None
One-Time Bonus5
$50 on $500 Spent in First 90 Days5
Reward Expiration
No Expiration
Minimum Credit Line
$1,000
Apply Now

Mastercard
World

mastercard world credit card
Rewards5
1.5% Cash Back
APR3
Prime + 8%4
Annual Fee
$49 (Waived First Year)
One-Time Bonus5
$150 on $1,500 Spent in First 90 Days5
Reward Expiration
No Expiration
Minimum Credit Line
$5,000
Apply Now

Card designs as unique as your place in the world.

With a Platinum or Cash Rewards card, you can choose from six Lowcountry images that honor the beauty and history of South Carolina, all featuring iconic images of our state.

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Take advantage of this terrific offer today!


Give us a call at (800) 845-0432, stop by a financial center, or click to

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1Introductory APR will apply for 6 months to the balance of the purchases made within the first 60 days of card opening. After 6 months, your qualifying rate will apply to any remaining balance.
2APR accurate as of 3/1/2023. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies to Platinum Mastercard and Platinum Cash Rewards Mastercard. Balance Transfer Fee is 3% per transaction. Terms and Conditions subject to change without notice. Subject to credit approval.
3Please refer to your Credit Card Agreement for details and limitations on Rewards.
4APRs for purchases and balance transfers as low as rate stated in chart, are based on creditworthiness and subject to credit approval, and vary with the market based on Prime Rate. APR for cash advances is 17.99%. APRs accurate as of 3/1/2023.
5Offer valid only on purchases. Amount will be applied to your cash rewards balance within 90 days.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This Platinum Credit Card Agreement and Disclosure, Cash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.