Credit Cards

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Credit Cards with Benefits

Looking for a credit card with low interest rates, great rewards and top-notch security? You're in the right place. We're here to help you find a card that works for you, based on how you'll use it.


Cards simplified.

Platinum
Mastercard®

Platinum Cash Rewards
Mastercard®

World
Mastercard®

 
 
 
Rewards
$1 = 1 Reward Point1
1% Cash Back1
1.5% Cash Back1
APR as Low as
Prime + 6.99%2
Prime + 7.99%2
Prime + 8.99%2
Annual Fee
None
None
None
One-Time Bonus
None
$50 on $500 Spent in First 90 Days3
$150 on $1,500 Spent in First 90 Days3
Reward Expiration
5 Years
No Expiration
No Expiration
Minimum Credit Line
$500
$500
$2,500
Secured Card Option
Yes
Yes
Yes

Mastercard
Platinum

mastercard platinum
Rewards3
$1 = 1 Reward Point
APR
Prime + 5%2
Annual Fee
None
One-Time Bonus3
None
Reward Expiration
5 Years
Minimum Credit Line
$500
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Mastercard
Cash Rewards

mastercard cash rewards
Rewards3
1% Cash Back
APR1
Prime + 7%2
Annual Fee
None
One-Time Bonus3
$50 on $500 Spent in First 90 Days3
Reward Expiration
No Expiration
Minimum Credit Line
$1,000
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Mastercard
World

mastercard world credit card
Rewards3
1.5% Cash Back
APR1
Prime + 8%2
Annual Fee
$49 (Waived First Year)
One-Time Bonus3
$150 on $1,500 Spent in First 90 Days3
Reward Expiration
No Expiration
Minimum Credit Line
$5,000
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A card as unique as your place in the world.

With a Platinum or Cash Rewards card, you can choose from six Lowcountry images that honor the beauty and history of South Carolina, all featuring iconic images of our state.

 

Silver Moon

 

Beach

Fountain

 

Bridge

 

Palm Tree

 

Basket


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Information accurate as of 8/1/2021.

1Please refer to your Credit Card Agreement for details and limitations on Rewards.

2APRs for purchases and balance transfers as low as rate stated in chart, are based on creditworthiness and subject to credit approval, and vary with the market based on Prime Rate. APR for cash advances is 17.99%. APRs accurate as of 8/1/2021.

3Offer valid only on purchases. Amount will be applied to your cash rewards balance within 90 days.

Terms and conditions subject to change without notice. Up to 2% Foreign Transaction Fee applies to Platinum Mastercard and Platinum Cash Rewards Mastercard. Balance Transfer Fee is 3% per transaction.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

This Platinum Credit Card Agreement and Disclosure, Cash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.