Your credit score plays a significant role in your personal finances and serves as an indication of your overall financial health. A higher score helps you secure better rates on loans, for example, and many landlords check scores before signing lease agreements with tenants. Now you can check your credit score anytime, daily or monthly, without any negative effect.
It also monitors your credit report daily and informs you by email if there are any big changes detected, such as a new account being opened, a change in address or employment, a delinquency has been reported, or an inquiry has been made.
No. Checking your credit score is a soft inquiry, which does not affect your credit score. Lenders use hard inquiries to make decisions about your credit worthiness when you apply for loans.
No. Accessing your credit score is free, and no credit card information is required to register.
Yes; it will monitor and send email alerts when there’s been a change to your credit profile.
If you change your email address in Online Banking, My Credit Score automatically updates your email on its side as well. However, we always encourage you to inform South Carolina Federal of any changes to your contact information.
*Terms and conditions are available through Online Banking and must be agreed to before using service. All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.
My Credit Score is provided by TransUnion through Savvy Money.