Mobile Banking

Ways to bank

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Banking in the Palm of Your Hand

With South Carolina Federal’s Mobile Banking, you don’t have to wait until normal business hours to do your banking.

We make it easy to access your money anytime and anywhere you want. Just text us, use your Web browser, or tap our smartphone and tablet apps available for iPhone®, iPad®, or Android™ to access your account at your fingertips! Our Mobile Banking products1 offer the same security as Online Banking. At no cost to you, our mobile products include:

Mobile Banking: Smartphone and Tablet Apps

Check your account balances, view your recent transactions, transfer funds between accounts, pay bills, make deposits and locate the nearest branches and ATMs from your iPad® or iPhone®, and Android™ phones. Getting started is easy… just use your mobile browser and enter the web address, m.scfederal.org. Or just search "South Carolina Federal" in the Apple® App Store or Google™ Play Store. Use your Online Banking login to access your account. Message and data rates may apply.

Remote Deposit

PLEASE NOTE: You must endorse the back of your check and add "mobile deposit only"

Some checks have this printed on the back with a check box. If that is the case on the check you are depositing, simply check the box and endorse the check with your signature. If not, please do not forget to write it in. Unfortunately, the credit union will not be able to process checks that do not have the proper signature endorsement AND  "Mobile Deposit Only" or the check box marked.

Text Banking

Send a text message to 898265 with the appropriate banking command, and immediately receive the information you want. You can receive account balances and transfer funds. You can also set up low balance alerts. Message and data rates may apply. Frequently Asked Questions may be found here.

TouchID® and Face ID Login

Our mobile app supports Touch ID and Face ID for iPhone users, and Fingerprint Login for Android users. Accessing your finances has never been faster or easier. To enable either method, simply go to the “More” tab and select “Touch ID", "Facial ID" or "Fingerprint Login."

Instant Balance

Want to take a quick peek at your account balance? Our Instant Balance feature lets you view up to six accounts right from the login screen of our mobile app—no password necessary. Simply log in to the app, select “More,” then “Instant Balance Settings” to begin the setup process. It’s that easy! Download the latest version of our mobile app to get started.


1Terms and conditions are available through Online Banking and must be agreed to before using service. All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.


Mobile App Demo



PLEASE NOTE: To click through the demo, just enter "1234" for any empty fields required.

Mobile Banking

How-to videos
mobile-app-getting-started
Get Started with the Mobile App

Simple yet powerful account management for your mobile device.

Your internet and mobile carriers' message, call and data rates may apply.

mobile app remote deposit
Remote Deposit a Check

Deposit paper checks quickly and securely. Receive money from people. View check deposit history.

Your internet and mobile carriers' message, call and data rates may apply.

mobile app text banking
Text Banking

If your phone is capable of sending text messages, getting your account information through text messages is simple. Login to your desktop computer to sign on and activate text banking.

Your internet and mobile carriers' message, call and data rates may apply.