Mobile Banking

With South Carolina Federal’s Mobile Banking, you don’t have to wait until normal business hours to do your banking.

We make it easy to access your money anytime and anywhere you want. Just text us, use your Web browser, or tap our smartphone and tablet apps available for iPhone®, iPad®, or Android™ to access your account at your fingertips! Our Mobile Banking products¹ offer the same security as Online Banking. At no cost to you, our mobile products include:

Mobile Banking: Smartphone and Tablet Apps

Check your account balances, view your recent transactions, transfer funds between accounts, pay bills, make deposits and locate the nearest branches and ATMs from your iPad® or iPhone®, and Android™ phones. Getting started is easy… just use your mobile browser and enter the web address, m.scfederal.org. Or just search "South Carolina Federal" in the Apple® App Store or Google™ Play Store. Use your Online Banking login to access your account.

Remote Deposit

PLEASE NOTE: You must endorse the back of your check and add "mobile deposit only"

Some checks have this printed on the back with a check box. If that is the case on the check you are depositing, simply check the box and endorse the check with your signature. If not, please do not forget to write it in. Unfortunately, the credit union will not be able to process checks that do not have the proper signature endorsement AND  "Mobile Deposit Only" or the check box marked.

TouchID® and Face ID Login

Our mobile app supports Touch ID and Face ID for iPhone users, and Fingerprint Login for Android users. Accessing your finances has never been faster or easier. To enable either method, simply go to the “More” tab and select “Touch ID", "Facial ID" or "Fingerprint Login."

My Credit Score

My Credit Score is a free service that once enrolled, gives you instant access to your credit score and credit report, along with personalized tips on how to maintain or improve your score. It's built right into online banking and our mobile app for convenient access anytime, anywhere.

Instant Balance

Want to take a quick peek at your account balance? Our Instant Balance feature lets you view up to six accounts right from the login screen of our mobile app—no password necessary. Simply log in to the app, select “More,” then “Instant Balance Settings” to begin the setup process. It’s that easy! Download the latest version of our mobile app to get started.

Text Banking

Sign in to Online Banking on your desktop computer and register your mobile device. You will be texted an activation code to complete registration. Then send a text message to 898265 with the appropriate banking command, and immediately receive the information you want. You can receive account balances and transfer funds. You can also set up low balance alerts. Frequently Asked Questions may be found here.

Zelle^®

Whether it is saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle^® is a fast, safe and free² way to send and request money with friends, family and others you trust from Online or Mobile Banking. 

Message and data rates may apply

¹Terms and conditions are available through Online Banking and must be agreed to before using service. All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

²U.S. checking or savings account required to use Zelle^®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

Mobile App Demo

PLEASE NOTE: To click through the demo, just enter "1234" for any empty fields required.