Share Loan

Use your savings as collateral for an affordable loan.

Help build your credit and your savings simultaneously.

When a conventional loan is not an option, consider a Share Loan from South Carolina Federal Credit Union. You borrow money against the value of your Share Certificate or Share Savings account. As you pay off your loan on time, your credit score can improve, while your savings continue to grow the entire time. 
Effective Date: July 18, 2024
Loan Type APR
Share Certificate Loan 8.50%
Share Loan 8.50%
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