Boat Loans

Get on the water faster.

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Marine Lending: Go Ahead, Take the Plunge

South Carolina has a beautiful coast and an abundance of waterways. Why not enjoy the natural resources you have, only minutes away? With a boat loan from South Carolina Federal Credit Union, we'll have you water-skiing, fishing or cruising in no time!

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Why choose South Carolina Federal?

South Carolina Federal offers a number of financing options to fit your needs. Purchase new, used, refinance, or pre-qualify - choose a loan that fits your needs.

 AND we're a Best Financial Institution

  • The Post and Courier: Charleston’s Choice Winner Best Financial Institution (2017, 2018, 2019)
  • Charleston City Paper’s: Best Financial Institution (2013-2020)
  • Charleston Living Magazine: Best of the Best Winner - Best Credit Union (2017 - 2020)
  • Forbes - Best-in-State Financial Institution winner (2020)
  • Lowcountry Parent Mom’s Choice Award: #1 Best Bank/Credit Union (2014-2020)
  • Moultrie News Readers' Choice: Best Bank/Credit Union (2015, 2016, 2018, 2019, 2020)
  • The Berkeley Independent and The Gazette Readers' Choice Awards: Best Financial Institution (2010, 2011, 2014, 2015)
  • Summerville Journal Scenes' Readers' Choice Award: Best Financial Institution (2010, 2011, 2014, 2015, 2018, 2019, 2020)
  • Mount Pleasant Magazine - Best Credit Union (2019)

We do insurance too!

Our members can save big on boat insurance! Insurance Solutions** offers competitive quotes from dozens of top-rates carriers.






  • Rate may vary based on individual creditworthiness
  • Subject to credit approval
  • *Annual Percentage Rate (APR) accurate as of 9/1/2021. Your actual rate will depend on your creditworthiness, term and collateral
  • **The insurance products available through South Carolina Financial Solutions, LLC, a licensed insurance agency doing business as South Carolina Federal Insurance Solutions, a wholly-owned subsidiary of South Carolina Federal Credit Union are underwritten through and provided by insurance companies authorized, licensed, or enabled to provide coverages in the jurisdictions where such coverage is offered. South Carolina Federal Insurance Solutions acts only in the capacity of an agent or broker in obtaining such coverage. In all instances where a discrepancy might arise between informational, advertising, and/or marketing material and the actual policy issued by the insurance company, the terms and conditions contained within such policies will always take precedence. South Carolina Financial Solutions, LLC and South Carolina Federal Insurance Solutions™ do not offer tax or legal advice. Consult your tax or legal professional for advice.