Boat Loans

Get on the water faster.

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Boat Loans: Go Ahead, Take the Plunge

South Carolina has a beautiful coast and an abundance of waterways. Why not enjoy the natural resources you have, only minutes away? With a boat loan from South Carolina Federal Credit Union, we'll have you water-skiing, fishing or cruising in no time!

Why choose South Carolina Federal?

South Carolina Federal offers a number of financing options to fit your needs. Purchase new, used, refinance, or pre-qualify - choose a loan that fits your needs.

We do insurance too!

Our members can save big on boat insurance! Insurance Solutions** offers competitive quotes from dozens of top-rates carriers.

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 Current Loan Rates

RECREATIONAL

Boats, Motor, Trailer, Sailboats, Camper, Motorized RV
New1
APR*
Previous Year or Newer
Rate
0 - 60 months
As low as 7.74%
61 - 144 months
As low as 8.50%
145 - 180 months
As low as 9.50%
Used
APR
Older than Previous Year
Rate
0 - 60 months
As low as 8.24%
61 - 144 months
As low as 9.00%
145 - 180 months
As low as 10.00%
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1New vehicles must be without prior title. Additional rates available, are subject to change, are based on your credit worthiness. Rate may vary based on creditworthiness, term, and collateral.
Additional terms and conditions may apply and are subject to change without notice.
Subject to credit approval.
*APR is accurate as of 3/21/2023. APR applies to loans with terms up to 60 months and requires a minimum of a 710 credit score.
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**The insurance products available through South Carolina Financial Solutions, LLC, a licensed insurance agency doing business as South Carolina Federal Insurance Solutions, a wholly-owned subsidiary of South Carolina Federal Credit Union are underwritten through and provided by insurance companies authorized, licensed, or enabled to provide coverages in the jurisdictions where such coverage is offered. South Carolina Federal Insurance Solutions acts only in the capacity of an agent or broker in obtaining such coverage. In all instances where a discrepancy might arise between informational, advertising, and/or marketing material and the actual policy issued by the insurance company, the terms and conditions contained within such policies will always take precedence. South Carolina Financial Solutions, LLC and South Carolina Federal Insurance Solutions™ do not offer tax or legal advice. Consult your tax or legal professional for advice.