1 Personal checking account with payroll direct deposit of at least $250 per month (deposit must be within 60 days of account opening) and enrollment in electronic statements. $100 will be deposited once requirements are verified (six to eight weeks),and member will be responsible for any applicable taxes or other related expenses. Existing South Carolina Federal checking account ownership or joint checking account relationships with direct deposit are excluded from this offer. Cannot be combined with any other offers. Membership qualifications apply. Savings account is required with $10 minimum deposit. Direct deposit must come directly into checking from the payroll source (allocations are not considered).Premium Checking dividend rates, quoted as Annual Percentage Yields (APY): 0.05% APY (balance of $2,500–$9,999.99), 0.10% APY (balance of $10,000 or more). APY accurate as of date of publication, and subject to change.
2 Limited to purchases and refinances of a primary residence. Loans subject to credit review and approval.
3 Premium Checking is fee-free when you have a monthly direct deposit of $250 or more to the credit union. Direct deposit must come directly into checking from the payroll source (allocations are not considered).
4 Surcharge fees from the foreign ATM owner may apply.
5 Subject to loan approval. Offer applies on external refinances only. Discount only available when payment is automatically deducted from Premium Checking.
6 Refer to dividend rate sheet at scfederal.org.