Effective Date: September 28, 2020
Last Reviewed: September 28, 2020
Your privacy is important to us. This California Consumer Privacy Notice explains how South
Carolina Federal collects, uses, and discloses personal information related to California residents.
We have adopted this notice to comply with the California Consumer Privacy Act of 2018
(CCPA) and any terms defined in the CCPA have the same meaning when used in this Notice.
This Notice is for California residents only and supplements the information contained in South
Carolina Federal's Privacy.
The CCPA does not apply to certain information that is covered by other regulations, such as the
Gramm-Leach-Bliley Act (“GLBA”) and the Fair Credit Reporting Act (“FCRA”), therefore,
most of the information collected and used by South Carolina Federal is not subject to CCPA.
We may have collected in the preceding twelve (12) months, the following categories of personal
information from consumers or members (some categories may overlap):
A real name, alias, postal address, email address, telephone
number, account name, Social Security number, driver's
license or state identification number, passport number, bank
account number, debit card or credit card number, or any
other financial information, unique personal identifier, online
identifier, Internet Protocol (IP) address, or other similar
under state or
Age (40 years or older), race, color, ancestry, national origin,
citizenship, religion or creed, marital status, medical
condition, physical or mental disability, sex (including
gender, gender identity, gender expression, pregnancy or
childbirth, and related medical conditions), sexual
orientation, veteran or military status, genetic information
(including familial genetic information).
Records of personal property; products or services purchased,
obtained, or considered; or other purchasing or consuming
histories or tendencies.
D. Biometric information.
Genetic, physiological, behavioral, and biological
characteristics, or activity patterns used to extract a template
or other identifier or identifying information, such as,
fingerprints, faceprints, and voiceprints, iris or retina scans,
keystroke, gait, or other physical patterns, and sleep, health,
or exercise data.
E. Internet or
Browsing history, search history, information on a
consumer's interaction with a website, application, or
Physical location or movements. For example, IP location
and, with your permission in accordance with your mobile
device settings, precise geolocation information from GPS-based functionality on your mobile devices.
G. Sensory data.
Audio, electronic, visual, thermal, or similar information.
Current or past job history or performance evaluations.
Privacy Act (20
C.F.R. Part 99)).
Education records directly related to a student maintained by
an educational institution or party acting on its behalf, such
as grades, transcripts, class lists, student schedules, student
identification codes, student financial information, or student
Profile reflecting a person's preferences, characteristics,
psychological trends, predispositions, behavior, attitudes,
intelligence, abilities, and aptitudes.
South Carolina Federal obtains the categories of personal information listed above from the
following categories of sources:
We may use or disclose the personal information we collect for one or more of the following
We may share your personal information with a third party for business purposes, to perform
services for us, or to function on our behalf.
The general categories of third parties we share with are as follows:
In the preceding 12-months, we may have disclosed the following categories of personal
information for a business purpose and, for each category, the following categories of third
parties with whom such personal information was shared:
(Represented in alphabetical form from the
categories listed in Section 1)
(Represented in numerical form from the
categories of third parties identified in this
A. Identifiers and consumer records information
1, 2, 3, 4, 5, 6
B. Protected classification characteristics under
state or federal law
1, 3, 4, 5, 6
C. Commercial Information
1, 2, 3, 4, 5, 6
D. Biometric Information
E. Internet or other similar network activity
2, 3, 5, 6
F. Geolocation data
2, 5, 6
G. Sensory data
H. Professional or employment related
1, 2, 4, 5, 6
I. Non-public education information
J. Inferences drawn from other personal
In the preceding twelve (12) months, South Carolina Federal has not sold personal information
subject to the CCPA, including personal information of minors under the age of 16. For
purposes of this Notice, “sold” means the disclosure of Personal Information to a third party for
monetary or other valuable consideration.
This section describes the rights under CCPA for California residents and explains how to
exercise those rights. You have the right to:
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer
request related to your personal information and no more than twice within a 12-month period.
Making a verifiable consumer request does not require you to create an account with us.
We cannot respond to your request or provide you with personal information if we cannot verify
your identity or authority to make the request and confirm the personal information relates to
you. We will only use personal information provided in a verifiable consumer request to verify
the requestor's identity or authority to make the request.
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its
receipt. If we require more time to process your request (up to an additional 45 days), we will
inform you of the reason and extension period in writing.
Any disclosures we provide will only cover the 12-month period preceding the receipt of the
verifiable consumer request. In some instances, we may not be able to honor your request. For
example, we will not honor your request if we cannot verify your identity. Additionally, we will
not honor your request if an exception applies, such as where the personal information that we
maintain about you is not subject to the CCPA’s access or deletion rights. The response we
provide will explain the reasons we cannot comply with a request if applicable.
Please submit a verifiable consumer request to us by either:
If you have any questions or comments about this notice or the ways in which South Carolina
Federal collects and uses your personal information, please do not hesitate to contact us at:
South Carolina Federal Credit Union
Attn: Compliance Department
PO Box 190012
North Charleston, SC 29419-9012
We reserve the right to amend this Notice at our discretion and at any time. When we make
changes to this Notice, we will post the updated notice on our website with a new "Last