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0% INTRO APR1 for 12 months
on credit card balance transfers

(Variable APR ranging from 12.49% to 17.99% thereafter.2)


As the cost of living continues to rise, we're here with ways to help — like SIMPLY ZERO.

You could move your high-rate credit card balances and consolidate them at 0% for one full year. So instead of paying interest charges, you're pocketing the cash.

See how much

monthly cash

you could save!

See how much

monthly cash

you could save!

Don’t wait. Interest-free payments could start for you next month.

Offer available through October 31.

800.845.0432

And for PURCHASES, you’ll enjoy rewards and perks!

Platinum

Mastercard®

$1 = 1 Reward Point3

None

None

5 Years

$500

Yes

Platinum Cash

Rewards Mastercard®

1% Cash Back3

Prime + 7.99%4

None

$50 on $500 Spent in
First 90 Days5

No Expiration

$500

Yes

World

Mastercard®

1.5% Cash Back3

Prime + 8.99%4

None

$150 on $1,500 Spent in
First 90 Days5

No Expiration

$2,500

Yes

1 Promotional period runs from 9/1/2022 through 10/31/2022. Introductory rate and 3% balance transfer fee will apply for all balance transfers made during promotional period. Maximum balance transfer fee of $500 per transfer. Balance transfer request must be submitted, approved, and accepted by 10/31/2022 to receive introductory rate. Balance transfers may not be used to repay existing South Carolina Federal Credit Union loan products. Excludes transfers from existing South Carolina Federal credit cards. For balance transfers from other issuers/merchants, continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. South Carolina Federal will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. Twelve-month promotional rate will begin the business day the transfer is made. At the conclusion of the 12-month period, any remaining balance will incur finance charges at the standard rate.

2 APR accurate as of 10/1/2022. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies to Platinum Mastercard and Platinum Cash Rewards Mastercard.

3 Please refer to your Credit Card Agreement for details and limitations on Rewards.

4 APRs for purchases and balance transfers as low as rate stated in chart, and subject to credit approval. APR for cash advances is 17.99%

5 Offer valid only on purchases. Amount will be applied to your cash rewards balance within 90 days.

Terms and conditions subject to change without notice.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

This Platinum Credit Card Agreement and Disclosure, Cash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.