Savings & Certificates

Savings Rates

Account Type
Minimum Balance to Earn Interest
Rate
APY1
Share Savings
$150.00
0.05%
0.05%
Christmas Club
$5.00
0.05%
0.05%
IRA Savings
$100.00
0.15%
0.15%

Money Market Rates

From 
To
Rate
APY1
$1,000.00
$49,999.99
0.05%
0.05%
$50,000.00
$99,000.00
0.10%
0.10%
$100,000.00
or more
0.15%
0.15%

Premium Checking Rates

From 
To
Rate
APY1
$2,500.00
$9,999.99
0.05%
0.05%
$10,000.00
or more
0.10%
0.10%

Premier Business Checking Rates

From 
To
Rate
APY1
$250.00
$49,999.99
0.05%
0.05%
$50,000.00
$99,999.99
0.10%
0.10%
$100,000.00
and up
0.15%
0.15%

Regular Share and IRA Certificates

($500 Minimum Balance)
Term
Dividend Rate
APY1
3 Months
0.05%
0.05%
6 Months
0.10%
0.10%
12 Months
0.15%
0.15%
18 Months
0.20%
0.20%
24 Months
0.35%
0.35%
36 Months
0.45%
0.45%
36 Months Step-Up
0.30%
0.30%
60 Months
0.60%
0.60%

Jumbo Share and IRA Certificates

($50,000 Minimum Balance)
Term
Dividend Rate
APY1
3 Months
0.15%
0.15%
6 Months
0.20%
0.20%
12 Months
0.25%
0.25%
18 Months
0.30%
0.30%
24 Months
0.45%
0.45%
36 Months
0.55%
0.55%
36 Months Step-Up
0.40%
0.40%
60 Months
0.70%
0.70%

Premium Share Certificate2

($500 Minimum Balance)
Term
Dividend
APY1
60 Month Premium
0.70%
0.70%

Springboard Savings Rates

From 
To
Rate
APY1
$0.01
$2,000.00
0.35%
0.35%
$2,000.01
or more
0.05%
0.05%

MY Savings Account Rates

From 
To
Rate
APY1
$0.01
$1,000.00
1.05%
1.06%
$1,000.01
and up
0.05%
0.05%

Teen Savings Rate

Minimum Balance to Earn Interest
Rate
APY1
$5.00
0.05%
0.05%

Kids Savings Rate

Minimum Balance to Earn Interest
Rate
APY1
$5.00
0.05%
0.05%
1Rates are subject to change after account opening. Fees and withdrawals may reduce earnings on account.
2Premium Share Certificate only available with Premium Checking account.
Dividend Rates are accurate as of 11/1/2021 and are subject to change daily.