Account Service Fee
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$6.00/month – Waived for eStatement users, members age 18 and under, and for accounts opened 90 days or less
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Account Withdrawal Fee
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$5.00/withdrawal, if more than three (3) per month
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Low Balance
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$6.00/month, if average daily balance is less than $100 1
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Premium Checking
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$12.00/month, if qualifying relationship is not met. Waived for accounts opened 30 days or less
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Simple Checking
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$8.00/month, if qualifying relationship is not met. Waived for accounts opened 30 days or less
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Self-Service Checking
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$3.00/month, if qualifying relationship is not met. Waived for accounts opened 30 days or less
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Account Withdrawal Fee
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*$5.00/withdrawal, if more than four (4) per year
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Account Withdrawal Fee
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$10.00/withdrawal, if more than six (6) per month
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Low Balance Fee
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$10.00/month, if daily balance ($1,000) requirement is not met
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3 x 5 Size
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$45.00/year
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5 x 5 Size
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$60.00/year
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3 x 10 Size
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$65.00/year
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5 x 10 Size
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$85.00/year
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10 x 10 Size
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$135.00/year
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Change of Locks
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$125.00/lock
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Drilling of Boxes
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$125.00/box
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Premium Checking Member
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$20.00/year discount on any box size
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Check Printing
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Prices vary depending upon style
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Courtesy Pay
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$36.00/item 2
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Foreign Item Deposit (Other)
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$10.00/item plus exchange
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Foreign Item Deposit (U.S. Dollars)
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$5.00/item
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Negative Balance
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$5.00/day after fifth day 3
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Non-Sufficient Funds (NSF)
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$36.00/item
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Overdraft Transfer Fee
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$5.00/share or checking account overdraft transfer
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Returned Deposit Item
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$12.00/item
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Stop Payment Delete Fee
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$12.00/request
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Stop Payment
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$35.00/request
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Foreign ATM Withdrawal/Transfer Fee
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$3.00 per withdrawal/transfer ~ waived for Premium Checking
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External Transfer Fee
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$2.00 per outgoing transfer
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Account Closing
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$25.00, if closed within 90 days of opening
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Account Reconciliation
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$10.00/half hour; $10 minimum charge
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Account Research
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$11.00/half hour; $11 minimum charge
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Bad Address
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$5.00/month after two (2) consecutive months
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Cashier's Check
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$10.00/check ~ waived for Premium Checking
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Check Cashing
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$3.00 per item
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Debit Card Replacement Fee
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$6.00/card ~ waived for Premium Checking
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Dormant Account
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$10.00/month after 6 months ~ no fee for members under the age of 18
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Invalid ATM Deposit
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$35.00/deposit
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Money Transfer Fee
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Inquire for current fee
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Statement Copy
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$5.00/copy
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Verification of Deposit
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$15.00/request
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Wire Transfer (Incoming)
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$15.00/transfer
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Wire Transfer (Outgoing)
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$30.00/transfer
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Stop Payment
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$35.00/request
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NSF
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$36.00/item
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Overnight Check
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$13.00/check
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Same Day Bill Pay (Payment deliver options may vary from biller to biller.)
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$8.00/item
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Bill Pay Registered Self-Service Checking Non-Usage Fee
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$5.00/for every month that zero bills are paid through Bill Pay
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Replacement Check
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$5.00/check
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Cashing South Carolina Federal Checks
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$5.00/check
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Coin Counter
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8% of cash value
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ATM Surcharge
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$3.50/transaction for using foreign cards in South Carolina Federal machines
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Par Value of One Share
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$5.00
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