All South Carolina Federal Credit Union financial centers are operating under regular business hours at this time. Thank you!

Mortgages and Home Equity

South Carolina Federal is a direct lender capable of servicing all of your mortgage needs. When you're ready to buy, refinance, or even get friendly and personal advice from one of our loan officers, contact us!


Residential Mortgages

Looking to purchase a home? Need to refinance to a lower rate? Learn more about our residential mortgage services.


Home Equity Lines of Credit


 With a Home Equity Line of Credit, you can use the equity in your home to meet your financing needs.


Home Equity Loans


 Are you looking to complete that home improvement project, pay educational expenses or consolidate some high interest debt? With a home equity loan from South Carolina Federal, you can meet your financing needs.


Construction Loans


Looking to build a new home? Ask about our construction loan program.



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Visit the Mortgage Center for
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Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)