Hurry! Offer ends February 26.

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for 12 months on balance transfers

(Variable APR ranging from 8.25% to 18.00% thereafter2)

Simplify your life this year by transferring higher rate credit card balances you have elsewhere to South Carolina Federal and get 12 months of NO interest1! It’s our way of helping you keep more of your hard-earned money in your pocket.

Switch for an interest-free 2021, and get great perks year after year, including:

  • Rewards on everyday purchases3
  • No annual fee on select cards
  • Manage your card, receive fraud alerts, and more with our highly rated mobile app4

See how much

you can save!

See how much

you can save!



$1 = 1 Reward Point


5 Years


Prime + 5%2


Cash Rewards

1% Cash Back5

$50 on $500 Spent
in First 90 Days6


No Expiration


Prime + 7%2



1.5% Cash Back5

$150 on $1,500 Spent
in First 90 Days6

$49 (Waived First Year)

No Expiration


Prime + 8%2

Limited-time offer, get started today!


Offer ends February 26, 2021

Get Started

1 Promotional period runs from 1/4/2021 through 2/26/2021. Introductory rate and 3% balance transfer fee will apply for all balance transfers made during promotional period. Maximum balance transfer fee of $500 per transfer. Balance transfer request must be submitted, approved, and accepted by 2/26/2021 to receive introductory rate. Balance transfers may not be used to repay existing South Carolina Federal Credit Union loan products. Excludes transfers from existing South Carolina Federal credit cards. For balance transfers from other issuers/merchants, continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. South Carolina Federal will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. Twelve month promotional rate will begin the business day the transfer is made. At the conclusion of the 12-month period, any remaining balance will incur finance charges at the standard rate

2APR accurate as of May 1, 2020. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies.

3Refer to credit card agreement for details on earning and redeeming rewards.

4Data plan required for mobile banking products. Consult your mobile provider for any fees associated with your service.

5Cash Back is redeemed in the form of a statement credit.

6Offer valid only on purchases, amount will be applied to your cash rewards balance within 90 days.

Terms and Conditions subject to change without notice. Subject to credit approval. Mastercard is a registered is a trademark of Mastercard International Incorporated.

This Platinum Credit Card Agreement and DisclosureCash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.