IRA Certificates

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Start Saving with IRA Share Certificates

IRA Share Certificates are a great way to lock in a higher rate on your IRA Savings account. With as little as $500 in your IRA Savings*, you can open an IRA Share Certificate. We offer a variety of maturities, from 3 to 60 months, and longer maturities earn higher dividends.

With $50,000 in your IRA Savings*, you can open a Jumbo IRA Share Certificate.

  • Convenience – Pick your term
  • Security – Deposit accounts insured up to $250,000
  • Flexibility – We offer a 36-month Step-Up option that lets you "step up" to a higher dividend rate once during the term
*Transaction limits apply

Ready to Start Saving

To make an appointment with a Retirement Specialist, please call 843-569-4917.

Member Savings Tips

View our current IRA Certificate Rates


How long will it take you to reach your savings goal?