Expert Tips

Tip One

Keep financial records related to your taxes, business expenses, home improvements and mortgage payments for seven years; shred those that have no long-term importance.

Tip Two

Consider setting three kinds of goals: emergency funds (three to six months of essential bills) one- to five-year goals, such as for a down payment or a trip, and then long-term goals such your child’s education or retirement.

Tip Three

Consider setting three kinds of goals: emergency funds (three to six months of essential bills) one- to five-year goals, such as for a down payment or a trip, and then long-term goals such your child’s education or retirement.

Tip Four

It's the time of year for giving and receiving. Make a charitable donation before the end of the year—and enjoy a potential tax break, too.


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A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

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Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)