0% INTRODUCTORY APR1 on balance transfers for 12 months

Variable APR ranging from 10.25% to 18.00% thereafter2


New and current cardholders, start 2019 right! Reduce debt and lower interest by transferring credit card balances with the ZERO is our HERO offer. You could cut costs every month, all year!

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New cardholders – select the card that's best for you! Earn uChoose Rewards® points on purchases with the Mastercard® Platinum card OR earn 1% cash back3 on purchases with a Mastercard® Cash Rewards credit card.




1) Promotional period runs from 1/2/2019 through 2/28/2019. Introductory rate and 3% balance transfer fee will apply for all balance transfers made during promotional period. Balance transfer request must be submitted, approved, and accepted by 2/28/2019 to receive introductory rate. Balance transfers may not be used to repay existing South Carolina Federal Credit Union loan products. Excludes transfers from existing South Carolina Federal credit cards. For balance transfers from other issuers/merchants, continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. South Carolina Federal will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. Twelve month promotional rate will begin the business day the transfer is made. At the conclusion of the 12-month period, any remaining balance will incur finance charges at the standard rate. 2) Rates accurate as of November 1, 2018. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies. 3) Cash Back is redeemed in the form of a statement credit. Refer to Credit Card Agreement for details on earning and redeeming rewards.

APR = Annual Percentage Rate. Terms and Conditions subject to change without notice. Subject to credit approval. Offer available for Mastercard Platinum or Mastercard Cash Rewards credit cards. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Insured by NCUA. .

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