Transfer your credit card balances for 12 months of 0% intro APR1


(Variable APR ranging from 9.75% to 18.00% thereafter2)

Are other credit cards charging too much interest? Post-holiday costs stacking up? Here’s an exclusive offer to transfer your balances to South Carolina Federal and get 12 months of NO interest1.

Avoid paying hundreds or possibly thousands of dollars in interest. Take a break from charges with us until 2021!

Get Started

  • Plus, ask about bonus perks, too:
  • Ways to earn rewards on purchases
  • Fraud protection with our convenient mobile app
  • Your choice of style from six Lowcountry designs
  • And three great Mastercard® options

Mastercard®

Platinum

$1 = 1 Reward Point

None

5 Years

$500

Prime + 5%6

Mastercard®

Cash Rewards

1% Cash Back4

$50 on $500 Spent
in First 90 Days5

None

No Expiration

$1,000

Prime + 7%6

Mastercard®

World

1.5% Cash Back4

$150 on $1,500 Spent
in First 90 Days5

$49 (Waived First Year)

No Expiration

$5,000

Prime + 8%6

Limited-time offer, contact us today!

800.845.0432

Must apply by February 29, 2020

Get Started

¹Promotional period runs from 1/2/2020 through 2/29/2020. Introductory rate and 3% balance transfer fee will apply for all balance transfers made during promotional period. Balance transfer request must be submitted, approved, and accepted by 2/29/2020 to receive introductory rate. Balance transfers may not be used to repay existing South Carolina Federal Credit Union loan products. Excludes transfers from existing South Carolina Federal credit cards. For balance transfers from other issuers/merchants, continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. South Carolina Federal will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. Twelve month promotional rate will begin the business day the transfer is made. At the conclusion of the 12-month period, any remaining balance will incur finance charges at the standard rate.

²Rates accurate as of December 1, 2019. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies.

3Refer to credit card agreement for details on earning and redeeming rewards.

4Cash Back is redeemed in the form of a statement credit.

5Offer valid only on purchases, amount will be applied to your cash rewards balance within 90 days.

6Rates based on credit worthiness and vary with the market based on the Prime Rate.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

This Platinum Credit Card Agreement and Disclosure, Cash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.

APR = Annual Percentage Rate. Terms and Conditions subject to change without notice. Subject to credit approval. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.