90 Days, NO PAY!

Ask your auto dealer NOW for our special loan offer!

South Carolina Federal auto financing is available right at your dealership.

Buying a vehicle right now? There’s no need to leave the lot to get the best loan! Ask your salesperson for low monthly payments ONLY from South Carolina Federal. Instead of the surprises from other lenders, you’ll enjoy peace-of-mind of knowing the benefits up front:

  • Finish financing at the dealer, no need to visit the credit union
  • Low rates for the most affordable payments*
  • 90 days, no payment — more cash in your pocket!
  • Get more value with the not-for-profit credit union difference
  • Year after year, we’re honored as one of “The best of the best!”
  • Get a no-obligation quote for auto insurance through Insurance Solutions**
  • We also offer GAP protection and mechanical warranties

Get your loan at the lot. It's as easy as 1-2-3!

Ask your dealer for financing from South Carolina Federal.

Complete your application right at the dealership.

Once approved, drive off with the right car and right loan!

Today's Rates

As low as 2.49% annual percentage rate (APR)*

First-time car buyer?

Buying a car for the first time can feel overwhelming, but at South Carolina Federal, we keep it simple and easy. We'll walk you through each step in the process, so you understand how much car you can afford and what it's going to cost you each month.



  • * Annual Percentage Rate (APR) accurate as of 10/1/2021. Your actual rate will depend on your creditworthiness, term and collateral.
  • **Insurance services are provided by South Carolina Federal Insurance Solutions, a wholly-owned subsidiary of South Carolina Federal Credit Union.
  • Terms and conditions subject to change without notice.
  • Subject to credit approval.